Fundamental dimension Equity attribute | SANPeer $12.88▼-0.16% Cap $187.3BP/E 10.4x QuantScore31/100 | BACLeader $50.75▼-0.66% Cap $354.8BP/E 11.9x QuantScore50/100 | BBVAPeer $24.91▼-0.50% Cap $137.0BP/E 11.5x QuantScore44/100 |
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1. QuantScore pillars0–100 per pillar · click a ticker for the factor breakdown | |||
Technical | |||
25/100 |
28/100 |
35/100 |
Valuation Multiples, PEG & DCF upside | 75/100 | 75/100 | 92/100 |
Health Piotroski, Altman Z, leverage & liquidity | 7/100 | 28/100 | 12/100 |
Growth Revenue / earnings growth & margins | 32/100 | 38/100 | 40/100 |
Sentiment Analyst ratings, targets & revisions | 17/100 | 79/100 | 40/100 |
2. Valuation multiples & capital pricingGreen highlight = best-in-class (lowest positive multiple) |
Trailing P/E | 10.4x | 11.9x | 11.5x |
Forward P/E (next FY) | 12.3x | 11.6x | 11.8x |
EV / EBITDA (TTM) | 15.4x | 15.6x | 6.3x |
Price / Sales | 2.3x | 1.8x | 3.0x |
Price / Free Cash Flow | 3.0x | 3.7x | 0.9x |
PEG ratio | 0.32 | 0.82 | 1.27 |
3. Financial health & solvencyLatest filings |
Piotroski F-Score | 4 / 9 | 8 / 9 | 5 / 9 |
Altman Z-Score | 0.30 (Distress) | 0.27 (Distress) | -0.27 (Distress) |
Total debt / equity | 4.12 | 1.28 | 1.80 |
Quick ratio | 0.1x | 0.4x | 0.5x |
Interest coverage | 0.7x | 0.6x | 1.0x |
4. Growth & margins trajectoryLatest fiscal year |
Revenue growth YoY | -7.7% | -0.5% | +4.1% |
Net income growth YoY | +12.1% | +12.4% | +4.5% |
Gross margin (TTM) | 63.9% | 60.4% | 83.3% |
Operating margin (FY) | 15.6% | 19.7% | 43.9% |
FCF margin (FY) | -18.8% | 6.6% | 35.6% |
5. Trailing price performancePrice change over period |
1M return | -10.1% | -9.8% | -12.6% |
3M return | -5.2% | -18.5% | -4.1% |
6M return | +7.4% | -2.9% | +13.8% |
Year to date | +9.5% | -8.1% | +6.7% |
1Y return | +32.8% | -3.8% | +26.7% |
3Y return | +264.8% | +98.5% | +219.4% |
6. DCF valuation & street consensusDCF model · analyst consensus |
DCF model fair value | $-18.83 -246.2% premium | $30.30 -40.3% premium | $29.00 +16.4% upside |
Wall Street consensus target | $3.00 -76.7% · range $3.00–$3.00 | $66.00 +30.1% · range $60.00–$75.00 | — — |
Consensus stance | 60% Buy28% Hold12% Sell | 65% Buy33% Hold2% Sell | 54% Buy38% Hold8% Sell |