

Audited annual filings, TTM ratios and consensus forward estimates
Wall Street price targets and rating actions
Revenue disaggregation per 10-K filing
Annual filings (FY) with consensus forward estimates (hatched)
Current price $12.88
Latest analyst grade actions
| Date | Firm | Action | Previous | New grade |
|---|---|---|---|---|
| Oct 20, 26 | Jefferies |
| Buy |
| Hold |
| Mar 23, 26 | Morgan Stanley | upgrade | Equal Weight | Overweight |
| Feb 23, 26 | RBC Capital Mkts | upgrade | Sector Perform | Outperform |
| Jan 13, 26 | Kepler | upgrade | Hold | Buy |
| Mar 25, 24 | Barclays | upgrade | Equal Weight | Overweight |
| Aug 8, 22 | UBS | downgrade | Buy | Neutral |
| Apr 1, 22 | Credit Suisse | upgrade | Neutral | Outperform |
| Mar 21, 22 | Jefferies | upgrade | Hold | Buy |
| Dec 8, 21 | Credit Suisse | downgrade | Outperform | Neutral |
Stock news · updated daily
BNP Paribas hires Santander, UBS dealmakers to bolster UK M&A advisory team
Tompkins Financial Corp lifted its holdings in shares of Banco Santander, S.A. (NYSE: SAN) by 46,440.8% in the undefined quarter, according to its most recent Form 13F filing with the Securities and Exchange Commission. The institutional investor owned 55,849 shares of the bank's stock after purchasing an additional 55,729 shares during the quarter.
On September 29, 2026, Banco Santander SA (SAN) shares fell 0.2% to $14.19, reflecting a slight dip in price amid a broader mixed performance over recent weeks.
Santander won its appeal on Tuesday against a London court ruling that had ordered it to pay about £677 million ($912 million) to French insurer AXA for costs arising from the mis-selling of payment protection insurance in the U.S.
BOSTON--(BUSINESS WIRE)--Santander Holdings USA, Inc. (“SHUSA”) today announced that, on October 15, 2026, it will redeem all of the 135,000 outstanding shares of its Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series I (“Series I Preferred Stock”), and the corresponding 5,400,000 depositary shares, NYSE: SNUS PF I, CUSIP 80282 K809 (“Depositary Shares”), each representing a 1/40th interest in a share of the Series I Preferred Stock. The Depositary Shares will be redeemed at a red.
Banco Santander (SAN) continues its transformation, focusing on technological integration, efficiency, and mitigating disruption risks, including stablecoin initiatives. Despite a 34% total return since the last analysis, SAN's long-term thesis remains intact, supported by record profits, growing NII, and expanding customer base. Operational improvements, M&A activity, and the ONE transformation drive efficiency gains, with potential for a 20% ROTE by 2028.
European banks have outperformed U.S. rivals by a wide margin over five years. Here is whether that advantage is worth the higher fee.
Banco Santander (NYSE: SAN - Get Free Report) and Finward Bancorp (NASDAQ: FNWD - Get Free Report) are both finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their risk, earnings, valuation, institutional ownership, dividends, analyst recommendations and profitability. Profitability This table compares Banco Santander and Finward
Reported EPS vs. consensus estimate
| Report date | EPS est. | EPS actual | Surprise | Revenue |
|---|---|---|---|---|
| Jul 22, 2026 | 0.29 | 0.27 | Miss -6.9% | $17.92B |
| Apr 29, 2026 | 0.29 | 0.41 | Beat 42.9% | $17.71B |
| Feb 4, 2026 | 0.25 | 0.25 | Beat 0.0% | $19.01B |
| Oct 29, 2025 | 0.25 | 0.23 | Miss -8.0% | $14.18B |
| Jul 30, 2025 | 0.26 | 0.22 | Miss -15.4% | $16.88B |
| Apr 30, 2025 | 0.22 | 0.22 | Beat 0.0% | $13.70B |
SEC EDGAR filings · last 12 months
| Form | Filed | Accepted | Document |
|---|---|---|---|
| 6-K | Oct 22, 2026 | 2026-10-22 06:10:28 | View |
| 6-K | Oct 21, 2026 | 2026-10-21 06:22:17 | View |
| 6-K | Oct 15, 2026 | 2026-10-15 08:25:58 | View |
| 6-K | Oct 15, 2026 | 2026-10-15 06:22:45 | View |
| 6-K | Oct 15, 2026 | 2026-10-15 06:05:36 | View |
| 6-K | Oct 14, 2026 | 2026-10-14 14:33:10 | View |
| 6-K | Oct 14, 2026 | 2026-10-14 06:02:36 | View |
| 6-K | Oct 8, 2026 | 2026-10-08 06:09:45 | View |
| 6-K | Oct 1, 2026 | 2026-10-01 06:30:23 | View |
| 6-K | Sep 29, 2026 | 2026-09-29 08:37:16 | View |
Proxy statement (DEF 14A) disclosures
TTM vs. 5-year historical average (annual ratios)
| Metric | SAN | Historical (5Y) / ref | Status |
|---|---|---|---|
| P/E ratio (TTM) | 10.4x | 6.9x · sector 20.4x | Discount |
| Forward P/E (FY26E) | 12.3x | EPS est. 1.05 | Elevated |
| Price / Book | 1.5x | 0.8x | Elevated |
| Price / Sales | 2.3x | 0.7x | Elevated |
| EV / EBITDA | 15.4x | 12.6x | Elevated |
| Return on equity | 15.5% | — | Healthy |
| Gross margin | 63.9% | 46.9% | Above hist. |
| Debt / Equity | 4.12 | 4.32 | Levered |
| Piotroski / Altman Z | 4/9 | Z 0.30 | Distress |
Discounted cash flow model
Free float vs. closely held shares
13F institutional holdings are not available in the current data plan.
SEC Form 4 filings
| Date | Insider | Role | Type | Shares @ price | Value |
|---|---|---|---|---|---|
| Dec 3, 12 | Nordstrom Michael N. | director | P-Purchase | 2,700 @ $7.40 | $19.98K |
| Dec 3, 12 | Nordstrom Michael N. | director | P-Purchase | 200 @ $7.38 | $1.48K |
| Dec 3, 12 | Nordstrom Michael N. | director | P-Purchase | 400 @ $7.37 | $2.95K |
| Dec 3, 12 | Nordstrom Michael N. | director | P-Purchase | 100 @ $7.40 | $740 |
| Dec 3, 12 | Nordstrom Michael N. | director | P-Purchase | 257 @ $7.40 | $1.90K |
| Dec 3, 12 | Nordstrom Michael N. | director | P-Purchase | 100 @ $7.38 | $738 |
| Dec 3, 12 | Nordstrom Michael N. | director | P-Purchase | 200 @ $7.38 | $1.48K |
| Dec 3, 12 | Nordstrom Michael N. | director | P-Purchase | 43 @ $7.37 | $317 |
1255 daily bars · split adjusted
Daily · Wilder smoothing
Classic floor pivots from 2026-10-23
Computed from daily OHLCV bars
| Indicator | Value | Type | Action |
|---|---|---|---|
| RSI (14) | 34.13 | Oscillator | Neutral |
| Stochastic %K (14, 3, 3) | 15.97 | Oscillator | Buy |
| Williams %R (14) | -85.66 | Oscillator | Buy |
| MACD (12, 26, 9) | -0.33 (Hist -0.04) | Oscillator | Strong Sell |
| Average Directional Index (14) | 25.31 (+DI 19.3 / -DI 40.3) | Trend | Strong Sell |
| EMA 20 | 13.48 | MA | Strong Sell |
| SMA 20 | 13.49 | MA | Strong Sell |
| EMA 50 | 13.82 | MA | Strong Sell |
| SMA 50 | 14.15 | MA | Strong Sell |
| SMA 200 | 12.95 | MA | Sell |