Fundamental dimension Equity attribute | FICOLeader $815.31▼-0.97% Cap $17.61BP/E 23.4x QuantScore65/100 | ACIWPeer $55.57▼-1.10% Cap $5.61BP/E 25.3x QuantScore63/100 | NCNOPeer $23.17▼-0.73% Cap $2.45BP/E 74.7x QuantScore57/100 |
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1. QuantScore pillars0–100 per pillar · click a ticker for the factor breakdown | |||
Technical | |||
61/100 |
84/100 |
84/100 |
Valuation Multiples, PEG & DCF upside | 67/100 | 82/100 | 62/100 |
Health Piotroski, Altman Z, leverage & liquidity | 70/100 | 60/100 | 39/100 |
Growth Revenue / earnings growth & margins | 69/100 | 36/100 | 58/100 |
Sentiment Analyst ratings, targets & revisions | 59/100 | 55/100 | 42/100 |
2. Valuation multiples & capital pricingGreen highlight = best-in-class (lowest positive multiple) |
Trailing P/E | 23.4x | 25.3x | 74.7x |
Forward P/E (next FY) | 19.1x | 21.3x | 17.6x |
EV / EBITDA (TTM) | 18.1x | 13.5x | 29.2x |
Price / Sales | 7.4x | 3.1x | 3.9x |
Price / Free Cash Flow | 17.7x | 15.8x | 18.5x |
PEG ratio | 0.69 | -3.03 | 0.04 |
3. Financial health & solvencyLatest filings |
Piotroski F-Score | 8 / 9 | 9 / 9 | 7 / 9 |
Altman Z-Score | 8.59 (Safe) | 4.03 (Safe) | 2.51 (Grey) |
Total debt / equity | -1.37 | 0.57 | 0.36 |
Quick ratio | 1.2x | 1.6x | 0.8x |
Interest coverage | 6.6x | 6.4x | 2.7x |
4. Growth & margins trajectoryLatest fiscal year |
Revenue growth YoY | +15.9% | +10.4% | +10.0% |
Net income growth YoY | +27.1% | +11.6% | +113.7% |
Gross margin (TTM) | 85.1% | 49.1% | 61.5% |
Operating margin (FY) | 46.5% | 18.7% | 0.6% |
FCF margin (FY) | 38.7% | 17.6% | 13.9% |
5. Trailing price performancePrice change over period |
1M return | -4.8% | +12.9% | +16.0% |
3M return | -34.1% | +1.9% | +39.9% |
6M return | -18.9% | +31.7% | +31.1% |
Year to date | -51.8% | +16.2% | -9.6% |
1Y return | -51.1% | +11.1% | -11.1% |
3Y return | -5.4% | +168.1% | -18.8% |
6. DCF valuation & street consensusDCF model · analyst consensus |
DCF model fair value | $469.36 -42.4% premium | $64.90 +16.8% upside | $28.85 +24.5% upside |
Wall Street consensus target | $1,140.46 +39.9% · range $700.00–$1,675.00 | $66.00 +18.8% · range $66.00–$66.00 | $23.43 +1.1% · range $20.00–$25.00 |
Consensus stance | 76% Buy24% Hold0% Sell | 65% Buy29% Hold6% Sell | 63% Buy38% Hold0% Sell |