

Audited annual filings, TTM ratios and consensus forward estimates
Wall Street price targets and rating actions
Revenue disaggregation per 10-K filing
Annual filings (FY) with consensus forward estimates (hatched)
1255 daily bars · split adjusted
Daily · Wilder smoothing
Classic floor pivots from 2026-10-23
Computed from daily OHLCV bars
| Indicator | Value | Type | Action |
|---|---|---|---|
| RSI (14) | 67.70 | Oscillator | Neutral |
| Stochastic %K (14, 3, 3) | 96.12 | Oscillator | Sell |
| Williams %R (14) | -7.14 | Oscillator | Sell |
| MACD (12, 26, 9) | 0.59 (Hist 0.46) | Oscillator | Strong Buy |
| Average Directional Index (14) | 25.78 (+DI 38.8 / -DI 11.2) | Trend | Strong Buy |
| EMA 20 | 20.82 | MA | Strong Buy |
| SMA 20 | 20.03 | MA | Strong Buy |
| EMA 50 | 20.26 | MA | Strong Buy |
| SMA 50 | 20.82 | MA | Strong Buy |
| SMA 200 | 18.34 | MA | Strong Buy |
Current price $23.17
Latest analyst grade actions
| Date | Firm | Action | Previous | New grade |
|---|---|---|---|---|
| Aug 26, 26 | BTIG | maintain | Neutral | Neutral |
| Aug 26, 26 | Truist Securities | maintain | Hold | Hold |
| Aug 26, 26 | Keefe, Bruyette & Woods | maintain | Outperform | Outperform |
| Aug 26, 26 | Needham | maintain | Buy | Buy |
| Aug 26, 26 | Citizens | maintain | Market Outperform | Market Outperform |
| Aug 26, 26 | Barclays | maintain | Overweight | Overweight |
| Aug 26, 26 | Morgan Stanley | maintain | Overweight | Overweight |
| Jun 22, 26 | JP Morgan | maintain | Neutral | Neutral |
| May 28, 26 | Needham | maintain | Buy | Buy |
FY2026 · 10-K disclosure
FY2026 · 10-K disclosure
Free float vs. closely held shares
13F institutional holdings are not available in the current data plan.
SEC Form 4 filings
| Date | Insider | Role | Type | Shares @ price | Value |
|---|---|---|---|---|---|
| Oct 9, 26 | Desmond Sean | director, officer: CEO & President | M-Exempt | 43,992 @ $4.98 | $219.1K |
| Oct 9, 26 | Desmond Sean | director, officer: CEO & President | S-Sale | 43,992 @ $19.90 | $875.4K |
| Oct 9, 26 | Desmond Sean | director, officer: CEO & President | M-Exempt | 43,992 @ $4.98 | $219.1K |
| Oct 5, 26 | Desmond Sean | director, officer: CEO & President | M-Exempt | 8,064 @ $4.98 | $40.16K |
| Oct 5, 26 | Desmond Sean | director, officer: CEO & President | S-Sale | 8,064 @ $18.69 | $150.7K |
| Oct 5, 26 | Desmond Sean | director, officer: CEO & President | M-Exempt | 8,064 @ $4.98 | $40.16K |
| Sep 15, 26 | Rieger April | officer: Chief Lgl. & Admin Ofc., Sec | S-Sale | 6,098 @ $21.98 | $134.1K |
| Sep 3, 26 | Desmond Sean | director, officer: CEO & President | M-Exempt | 8,064 @ $4.98 | $40.16K |
TTM vs. 5-year historical average (annual ratios)
| Metric | NCNO | Historical (5Y) / ref | Status |
|---|---|---|---|
| P/E ratio (TTM) | 74.7x | 24.1x · sector 44.2x | Elevated |
| Forward P/E (FY27E) | 17.6x | EPS est. 1.32 | Discount |
| Price / Book | 2.6x | 3.3x | Discount |
| Price / Sales | 3.9x | 8.5x | Discount |
| EV / EBITDA | 29.2x | 160.4x | Discount |
| Return on equity | 3.4% | — | Weak |
| Gross margin | 61.5% | 59.6% | In line |
| Debt / Equity | 0.36 | 0.14 | Conservative |
| Piotroski / Altman Z | 7/9 | Z 2.51 | Grey zone |
Discounted cash flow model
Stock news · updated daily
ALEXANDRIA, Va. & WILMINGTON, N.C.--(BUSINESS WIRE)--nCino partners with Parlay to power AI-native SBA lending, integrating Parlay's Loan Intelligence System for faster small business loan intake.
nCino offers defensive exposure in a high-yield environment, with a resilient business model focused on the banking sector. NCNO remains less than 3% penetrated into its $19.5B SAM, supporting a long-term growth runway despite recent stock underperformance. International markets are driving low-teens growth, offsetting slower domestic momentum and providing a new leg for expansion.
nCino Inc. (NASDAQ: NCNO - Get Free Report) insider April Rieger sold 6,098 shares of the firm's stock in a transaction that occurred on Tuesday, September 15th. The stock was sold at an average price of $21.98, for a total transaction of $134,034.04. Following the sale, the insider owned 369,651 shares of the company's stock, valued
Reported EPS vs. consensus estimate
| Report date | EPS est. | EPS actual | Surprise | Revenue |
|---|---|---|---|---|
| Aug 25, 2026 | 0.27 | 0.30 | Beat 12.9% | $161.0M |
| May 27, 2026 | 0.28 | 0.33 | Beat 17.9% | $159.4M |
| Mar 31, 2026 | 0.21 | 0.37 | Beat 76.2% | $149.7M |
| Dec 3, 2025 | 0.21 | 0.31 | Beat 50.0% | $152.2M |
| Aug 26, 2025 | 0.14 | 0.22 | Beat 57.1% | $148.8M |
| May 28, 2025 | 0.13 | 0.16 | Beat 23.1% | $144.1M |
SEC EDGAR filings · last 12 months
| Form | Filed | Accepted | Document |
|---|---|---|---|
| 4 | Oct 14, 2026 | 2026-10-14 16:28:53 | View |
| 4 | Oct 7, 2026 | 2026-10-07 16:27:33 | View |
| 4 | Sep 17, 2026 | 2026-09-17 16:46:39 | View |
| 4 | Sep 8, 2026 | 2026-09-08 16:09:15 | View |
| 4 | Aug 31, 2026 | 2026-08-31 16:56:53 | View |
| 10-Q | Aug 25, 2026 | 2026-08-25 16:51:00 | View |
| 8-K | Aug 25, 2026 | 2026-08-25 16:06:18 | View |
| SC 13G/A | Aug 13, 2026 | 2026-08-13 16:19:33 | View |
| SC 13G | Aug 13, 2026 | 2026-08-13 09:10:17 | View |
| 4 | Aug 6, 2026 | 2026-08-06 18:05:29 | View |
Proxy statement (DEF 14A) disclosures