Audited annual filings, TTM ratios and consensus forward estimates
Wall Street price targets and rating actions
Revenue disaggregation per 10-K filing
Annual filings (FY) with consensus forward estimates (hatched)
Current price $69.81
Latest analyst grade actions
| Date | Firm | Action | Previous | New grade |
|---|---|---|---|---|
| Oct 16, 23 | JP Morgan |
| maintain |
| Overweight |
| Overweight |
| Oct 16, 23 | Wells Fargo | maintain | Equal Weight | Equal Weight |
| Oct 5, 23 | Citigroup | maintain | Neutral | Neutral |
| Oct 2, 23 | Morgan Stanley | maintain | Overweight | Overweight |
| Jul 27, 23 | Stephens & Co. | maintain | Equal Weight | Equal Weight |
| Jul 26, 23 | Wedbush | maintain | Outperform | Outperform |
| Jul 12, 23 | Morgan Stanley | maintain | Overweight | Overweight |
| Jul 10, 23 | Compass Point | maintain | Buy | Buy |
| Apr 27, 23 | Stephens & Co. | maintain | Equal Weight | Equal Weight |
Stock news · updated daily
Sixth Street committed to buy $1.5 billion in student loans annually. SLM lowered 2026 earnings guidance to $1.95 to $2.05 per share.
SLM Corporation (SLM) Q3 2026 Earnings Call Transcript
SLM NASDAQ: SLM, the company known as Sallie Mae, reported record third-quarter private education loan originations and announced a new funding partnership with Sixth Street, while lowering its full-year earnings outlook after deciding against a planned whole-loan sale amid elevated interest rates and volatile capital markets.
Although the revenue and EPS for Sallie Mae (SLM) give a sense of how its business performed in the quarter ended September 2026, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
Sallie Mae (SLM) came out with a quarterly loss of $0.19 per share versus the Zacks Consensus Estimate of $0.12. This compares to earnings of $0.63 per share a year ago.
Beyond analysts' top-and-bottom-line estimates for Sallie Mae (SLM), evaluate projections for some of its key metrics to gain a better insight into how the business might have performed for the quarter ended September 2026.
NEWARK, Del.--(BUSINESS WIRE)--Sallie Mae® (Nasdaq: SLM), formally SLM Corporation, today announced a 2026 fourth-quarter dividend on its Preferred Stock Series B of $1.4939647 per share. The company also announced a 2026 fourth-quarter dividend on its common stock of $0.13 per share.Both preferred stock and common stock dividends will be paid on Dec. 15, 2026, to the respective stockholders of record at the close of business on Dec. 4, 2026.Sallie Mae (Nasdaq: SLM) believes education and life-l.
Sallie Mae (SLM) doesn't possess the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
Reported EPS vs. consensus estimate
| Report date | EPS est. | EPS actual | Surprise | Revenue |
|---|---|---|---|---|
| Oct 22, 2026 | 0.17 | -0.19 | Miss -211.4% | $375.5M |
| Jul 23, 2026 | 0.44 | 0.29 | Miss -33.4% | $401.1M |
| Apr 23, 2026 | 1.22 | 1.54 | Beat 26.2% | $560.0M |
| Jan 22, 2026 | 0.94 | 1.12 | Beat 19.7% | $454.1M |
| Oct 21, 2025 | 0.80 | 0.66 | Miss -17.7% | $836.1M |
| Jul 22, 2025 | 0.49 | 0.33 | Miss -32.3% | $683.5M |
TTM vs. 5-year historical average (annual ratios)
| Metric | SLMBP | Historical (5Y) / ref | Status |
|---|---|---|---|
| P/E ratio (TTM) | 7.0x | 8.1x · sector 20.4x | Discount |
| Forward P/E (FY26E) | 29.0x | EPS est. 2.41 | Elevated |
| Price / Book | 1.6x | 2.6x | Discount |
| Price / Sales | 1.3x | 1.9x | Discount |
| EV / EBITDA | 7.7x | 7.1x | In line |
| Return on equity | 23.6% | — | Top tier |
| Gross margin | 51.3% | 57.7% | In line |
| Debt / Equity | 2.85 | 2.79 | Levered |
| Piotroski / Altman Z | 7/9 | Z 0.68 | Distress |
Discounted cash flow model
1255 daily bars · split adjusted
Daily · Wilder smoothing
Classic floor pivots from 2026-10-23
Computed from daily OHLCV bars
| Indicator | Value | Type | Action |
|---|---|---|---|
| RSI (14) | 26.21 | Oscillator | Buy |
| Stochastic %K (14, 3, 3) | 28.70 | Oscillator | Neutral |
| Williams %R (14) | -88.97 | Oscillator | Buy |
| MACD (12, 26, 9) | -0.75 (Hist -0.23) | Oscillator | Strong Sell |
| Average Directional Index (14) | 35.08 (+DI 16.2 / -DI 39.2) | Trend | Strong Sell |
| EMA 20 | 72.68 | MA | Strong Sell |
| SMA 20 | 72.97 | MA | Strong Sell |
| EMA 50 | 73.54 | MA | Strong Sell |
| SMA 50 | 73.92 | MA | Strong Sell |
| SMA 200 | 74.45 | MA | Strong Sell |
SEC EDGAR filings · last 12 months
| Form | Filed | Accepted | Document |
|---|---|---|---|
| 10-Q | Oct 22, 2026 | 2026-10-22 16:33:54 | View |
| 8-K | Oct 22, 2026 | 2026-10-22 16:32:31 | View |
| 4 | Sep 18, 2026 | 2026-09-18 16:12:22 | View |
| 4 | Sep 18, 2026 | 2026-09-18 16:10:47 | View |
| 4 | Sep 18, 2026 | 2026-09-18 16:08:50 | View |
| 4 | Sep 18, 2026 | 2026-09-18 16:06:10 | View |
| SC 13G | Aug 14, 2026 | 2026-08-14 10:38:26 | View |
| 8-K | Aug 5, 2026 | 2026-08-05 16:30:54 | View |
| 10-Q | Jul 23, 2026 | 2026-07-23 16:33:29 | View |
| 8-K | Jul 23, 2026 | 2026-07-23 16:32:16 | View |
Proxy statement (DEF 14A) disclosures
FY2013 · 10-K disclosure
Free float vs. closely held shares
13F institutional holdings are not available in the current data plan.
SEC Form 4 filings
| Date | Insider | Role | Type | Shares @ price | Value |
|---|---|---|---|---|---|
| Sep 16, 26 | Leech Christopher T. | director | A-Award | 914 | — |
| Sep 16, 26 | Lavelle Mark L | director | A-Award | 1,038 | — |
| Sep 16, 26 | Greig Henry F | director | A-Award | 988 | — |
| Sep 16, 26 | Blackley Richard Scott | director | A-Award | 1,087 | — |
| Jun 16, 26 | Wolberg Kirsten O. | director | A-Award | 7,349 | — |
| Jun 16, 26 | Schneck-Last Vivian C. | director | A-Award | 7,349 | — |
| Jun 16, 26 | Millerchip Gary | director | A-Award | 7,349 | — |
| Jun 16, 26 | Matheson James D. | director | A-Award | 7,349 | — |