Audited annual filings, TTM ratios and consensus forward estimates
Wall Street price targets and rating actions
Revenue disaggregation per 10-K filing
Annual filings (FY) with consensus forward estimates (hatched)
Current price $224.15
Latest analyst grade actions
| Date | Firm | Action | Previous | New grade |
|---|---|---|---|---|
| Oct 19, 26 | Citigroup | maintain | Buy | Buy |
| Oct 19, 26 | Evercore ISI Group | maintain | Outperform | Outperform |
| Oct 19, 26 | Truist Securities | maintain | Hold | Hold |
| Oct 16, 26 | Keefe, Bruyette & Woods | maintain | Market Perform | Market Perform |
| Oct 16, 26 | Raymond James | maintain | Outperform | Outperform |
| Oct 16, 26 | Oppenheimer | maintain | Outperform | Outperform |
| Oct 16, 26 | RBC Capital | maintain | Outperform | Outperform |
| Oct 16, 26 | TD Cowen | maintain | Hold | Hold |
| Oct 5, 26 | Goldman Sachs | maintain | Neutral | Neutral |
FY2023 · 10-K disclosure
Free float vs. closely held shares
13F institutional holdings are not available in the current data plan.
SEC Form 4 filings
| Date | Insider | Role | Type | Shares @ price | Value |
|---|---|---|---|---|---|
| Oct 1, 26 | Salesky Bryan Scott | director | A-Award | 119 | — |
Stock news · updated daily
PITTSBURGH, Oct. 23, 2026 /PRNewswire/ -- The PNC Financial Services Group, Inc. (NYSE: PNC) announced today that Executive Vice President and Chief Financial Officer Robert Q. Reilly will discuss business performance and strategy at 11:00 a.m.
A proposed federal drug-discount overhaul could quietly funnel billions in new borrowing demand toward the banks already holding hospital credit lines, and the lenders best positioned to profit may surprise you.
| Oct 1, 26 |
| Niblock Robert A |
| director |
| A-Award |
| 59 |
| — |
| Oct 1, 26 | Khator Renu | director | A-Award | 119 | — |
| Oct 1, 26 | Hesse Daniel | director | A-Award | 65 | — |
| Oct 1, 26 | Harshman Richard J | director | A-Award | 30 | — |
| Oct 1, 26 | Feldstein Andrew T | director | A-Award | 176 | — |
| Oct 1, 26 | Dachille Douglas A. | director | A-Award | 30 | — |
| Oct 1, 26 | Cafaro Debra A | director | A-Award | 119 | — |
I'm maintaining Buy on PNC Financial Services and Hold on U.S. Bancorp for new money after solid Q3 results from both. PNC repurchased ~$560M of stock in Q3. USB bought none because it is rebuilding its capital ratio as it prepares for stricter Category II rules. PNC's loan growth is mostly organic and its ROTCE rose, though loans are growing faster than deposits. USB's margin is widening but its BTIG acquisition has added little so far.
Reported EPS vs. consensus estimate
| Report date | EPS est. | EPS actual | Surprise | Revenue |
|---|---|---|---|---|
| Oct 15, 2026 | 4.91 | 5.09 | Beat 3.7% | $6.56B |
| Jul 15, 2026 | 4.46 | 4.85 | Beat 8.7% | $6.88B |
| Apr 15, 2026 | 3.93 | 4.13 | Beat 5.1% | $6.17B |
| Jan 16, 2026 | 4.23 | 4.88 | Beat 15.4% | $6.07B |
| Oct 15, 2025 | 4.05 | 4.35 | Beat 7.4% | $5.92B |
| Jul 16, 2025 | 3.55 | 3.85 | Beat 8.5% | $5.66B |
| 8-K | Oct 15, 2026 | 2026-10-15 06:46:28 | View |
| 4 | Oct 5, 2026 | 2026-10-05 17:18:54 | View |
| 4 | Oct 5, 2026 | 2026-10-05 17:18:16 | View |
| 4 | Oct 5, 2026 | 2026-10-05 17:17:41 | View |
| 4 | Oct 5, 2026 | 2026-10-05 17:17:16 | View |
| 4 | Oct 5, 2026 | 2026-10-05 17:16:48 | View |
Proxy statement (DEF 14A) disclosures
TTM vs. 5-year historical average (annual ratios)
| Metric | PNC | Historical (5Y) / ref | Status |
|---|---|---|---|
| P/E ratio (TTM) | 11.9x | 13.2x · sector 20.4x | Discount |
| Forward P/E (FY26E) | 11.8x | EPS est. 18.96 | In line |
| Price / Book | 1.4x | 1.4x | In line |
| Price / Sales | 2.5x | 2.8x | In line |
| EV / EBITDA | 10.8x | 10.2x | In line |
| Return on equity | 12.6% | — | Healthy |
| Gross margin | 68.6% | 75.9% | In line |
| Debt / Equity | 1.28 | 1.07 | Moderate |
| Piotroski / Altman Z | 5/9 | Z -0.19 | Distress |
Discounted cash flow model
1255 daily bars · split adjusted
Daily · Wilder smoothing
Classic floor pivots from 2026-10-23
Computed from daily OHLCV bars
| Indicator | Value | Type | Action |
|---|---|---|---|
| RSI (14) | 49.67 | Oscillator | Neutral |
| Stochastic %K (14, 3, 3) | 94.43 | Oscillator | Sell |
| Williams %R (14) | -9.45 | Oscillator | Sell |
| MACD (12, 26, 9) | -2.73 (Hist 1.56) | Oscillator | Buy |
| Average Directional Index (14) | 34.65 (+DI 19.9 / -DI 25.0) | Trend | Strong Sell |
| EMA 20 | 222.46 | MA | Buy |
| SMA 20 | 220.25 | MA | Buy |
| EMA 50 | 229.14 | MA | Sell |
| SMA 50 | 232.31 | MA | Strong Sell |
| SMA 200 | 228.64 | MA | Sell |