Jefferson Capital, Inc. Common Stock

Jefferson Capital, Inc. trades at an 8.5x GAAP P/E with a 5% dividend yield, reflecting market caution on legal and consumer solvency risks. JCAP's aggressive portfolio expansion, including $185 million deployed in July and entry into Mexico, supports revenue growth and future cash flow visibility. Estimated remaining recoveries rose 18% to $3.4 billion, underpinning several years of revenue, but profit margins contracted due to rising legal and servicing costs.

MINNEAPOLIS, Aug. 18, 2026 (GLOBE NEWSWIRE) -- Jefferson Capital, Inc. (NASDAQ: JCAP) (“Jefferson Capital”), announced today the pricing of an offering (the “Offering”) of $100 million aggregate principal amount of 8.250% senior notes due 2030 (the “Add-On Notes”) by Jefferson Capital Holdings, LLC (the “Issuer”), its indirect wholly-owned subsidiary. The Add-On Notes will initially be fully and unconditionally guaranteed on a senior unsecured basis by certain of the Issuer's wholly-owned domestic restricted subsidiaries. The Add-On Notes are being offered as additional notes under the Indenture, dated as of May 2, 2025, pursuant to which the Issuer previously issued $500 million in aggregate principal amount of 8.250% senior notes due 2030 (the “Existing Notes” and, together with the Add-On Notes, the “Notes”).

MINNEAPOLIS, Aug. 18, 2026 (GLOBE NEWSWIRE) -- Jefferson Capital, Inc. (NASDAQ: JCAP) (“Jefferson Capital”), announced today the launch of an offering (the “Offering”) of $100 million in aggregate principal amount of senior notes due 2030 (the “Add-On Notes”) by Jefferson Capital Holdings, LLC (the “Issuer”), its indirect wholly-owned subsidiary. The Add-On Notes will be initially fully and unconditionally guaranteed on a senior unsecured basis by certain of the Issuer's wholly-owned domestic restricted subsidiaries. The Add-On Notes are being offered as additional notes under the Indenture, dated as of May 2, 2025, pursuant to which the Issuer previously issued $500 million in aggregate principal amount of 8.250% senior notes due 2030 (the “Existing Notes” and, together with the Add-On Notes, the “Notes”).

Shares of Jernigan Capital, Inc. (NASDAQ: JCAP - Get Free Report) have received a consensus rating of "Moderate Buy" from the seven ratings firms that are covering the stock, MarketBeat reports. Two research analysts have rated the stock with a hold rating, four have given a buy rating and one has assigned a strong buy rating

Bank of New York Mellon Corp grew its stake in shares of Jernigan Capital, Inc. (NASDAQ: JCAP) by 103.2% during the undefined quarter, according to its most recent 13F filing with the Securities and Exchange Commission. The fund owned 45,553 shares of the real estate investment trust's stock after purchasing an additional 23,135

Jefferson Capital reported higher second-quarter collections, revenue and portfolio purchases, while highlighting expanding opportunities in auto finance and its entry into Mexico's debt-purchasing market.

Jefferson Capital, Inc. (JCAP) Q2 2026 Earnings Call Transcript

Jefferson Capital, Inc. (JCAP) came out with quarterly earnings of $0.67 per share, beating the Zacks Consensus Estimate of $0.63 per share. This compares to earnings of $0.81 per share a year ago.