Audited annual filings, TTM ratios and consensus forward estimates
Wall Street price targets and rating actions
Revenue disaggregation per 10-K filing
Annual filings (FY) with consensus forward estimates (hatched)
1255 daily bars · split adjusted
Daily · Wilder smoothing
Classic floor pivots from 2026-10-23
Computed from daily OHLCV bars
| Indicator | Value | Type | Action |
|---|---|---|---|
| RSI (14) | 78.13 | Oscillator | Sell |
| Stochastic %K (14, 3, 3) | 92.27 | Oscillator | Sell |
| Williams %R (14) | -13.53 | Oscillator | Sell |
| MACD (12, 26, 9) | 25.96 (Hist 27.89) | Oscillator | Strong Buy |
| Average Directional Index (14) | 26.93 (+DI 47.9 / -DI 14.6) | Trend | Strong Buy |
Current price $2,375.84
Latest analyst grade actions
| Date | Firm | Action | Previous | New grade |
|---|---|---|---|---|
| EMA 20 | 2134.31 | MA | Strong Buy |
| SMA 20 | 2106.58 | MA | Strong Buy |
| EMA 50 | 2127.01 | MA | Strong Buy |
| SMA 50 | 2136.24 | MA | Strong Buy |
| SMA 200 | 2058.19 | MA | Strong Buy |
| Oct 1, 26 |
| JP Morgan |
| maintain |
| Neutral |
| Neutral |
| Jul 28, 26 | Truist Securities | maintain | Hold | Hold |
| Jul 27, 26 | Piper Sandler | maintain | Neutral | Neutral |
| Jul 27, 26 | Barclays | maintain | Equal Weight | Equal Weight |
| Jul 24, 26 | JP Morgan | maintain | Neutral | Neutral |
| Jul 9, 26 | Keefe, Bruyette & Woods | downgrade | Outperform | Market Perform |
| Jul 7, 26 | Goldman Sachs | maintain | Neutral | Neutral |
| Jul 1, 26 | JP Morgan | maintain | Neutral | Neutral |
| Apr 27, 26 | TD Cowen | maintain | Buy | Buy |
Free float vs. closely held shares
13F institutional holdings are not available in the current data plan.
SEC Form 4 filings
| Date | Insider | Role | Type | Shares @ price | Value |
|---|---|---|---|---|---|
| Sep 15, 26 | Holding Olivia Britton | 10 percent owner | S-Sale | 2,000 @ $19.60 | $39.20K |
FY2025 · 10-K disclosure
| Sep 15, 26 |
| Holding Olivia Britton |
| 10 percent owner |
| S-Sale |
| 5,000 @ $19.50 |
| $97.50K |
| Aug 19, 26 | Morais Diane E. | director | P-Purchase | 4 @ $2,167.80 | $8.67K |
| Aug 19, 26 | Morais Diane E. | director | P-Purchase | 46 @ $2,168.13 | $99.73K |
| Jul 6, 26 | Draper Michelle | officer: Chief Marketing Officer | 0 | — |
| Jun 5, 26 | Holding Frank B Jr | director, 10 percent owner, officer: Chairman and CEO | P-Purchase | 15 @ $1,780.00 | $26.70K |
| Jun 5, 26 | Holding Frank B Jr | director, 10 percent owner, officer: Chairman and CEO | P-Purchase | 5 @ $2,070.00 | $10.35K |
| Jun 5, 26 | Holding Frank B Jr | director, 10 percent owner, officer: Chairman and CEO | P-Purchase | 1 @ $2,068.50 | $2.07K |
TTM vs. 5-year historical average (annual ratios)
| Metric | FCNCA | Historical (5Y) / ref | Status |
|---|---|---|---|
| P/E ratio (TTM) | 12.2x | 10.5x · sector 20.4x | Discount |
| Forward P/E (FY26E) | 12.0x | EPS est. 198.63 | In line |
| Price / Book | 1.2x | 1.3x | In line |
| Price / Sales | 1.9x | 2.4x | Discount |
| EV / EBITDA | 5.1x | 6.8x | Discount |
| Return on equity | 10.9% | — | Healthy |
| Gross margin | 65.0% | 72.1% | In line |
| Debt / Equity | 0.01 | 1.24 | Conservative |
| Piotroski / Altman Z | 8/9 | Z 0.32 | Distress |
Discounted cash flow model
| 424B5 | Sep 10, 2026 | 2026-09-10 16:51:59 | View |
| FWP | Sep 9, 2026 | 2026-09-09 17:08:18 | View |
| 424B5 | Sep 9, 2026 | 2026-09-09 09:09:07 | View |
| 8-K | Sep 8, 2026 | 2026-09-08 08:25:10 | View |
| 4 | Aug 20, 2026 | 2026-08-20 12:33:20 | View |
| 144 | Aug 17, 2026 | 2026-08-17 11:01:12 | View |
Proxy statement (DEF 14A) disclosures
Stock news · updated daily
First Citizens Bancshares delivered strong Q3 results, beating earnings estimates and announcing a $1.2 billion buyback authorization. FCNCA's aggressive reserve policy is supported by stable credit trends, but low allowance coverage remains a key risk if the economy weakens. Deposit and loan growth remain robust, aided by acquisitions and commercial banking strength, though net interest margin faces ongoing compression.
First Citizens BancShares, Inc. (FCNCA) Q3 2026 Earnings Call Transcript
Although the revenue and EPS for First Citizens (FCNCA) give a sense of how its business performed in the quarter ended September 2026, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
First Citizens BancShares (FCNCA) came out with quarterly earnings of $55.37 per share, beating the Zacks Consensus Estimate of $46.61 per share. This compares to earnings of $44.62 per share a year ago.
RALEIGH, N.C., Oct. 23, 2026 /PRNewswire/ -- First Citizens BancShares, Inc. ("BancShares") (Nasdaq: FCNCA) reported earnings for the third quarter of 2026.
RALEIGH, N.C., Oct. 23, 2026 /PRNewswire/ -- The Board of Directors of First Citizens BancShares, Inc. (Nasdaq: FCNCA) has declared the following dividends on the company's common and preferred stock, in each case to be paid on December 15, 2026, to holders of record as of November 30, 2026: A quarterly common stock dividend of $2.25 per share on the company's Class A and Class B common stock.
SteelPeak Wealth LLC purchased a new stake in shares of First Citizens BancShares, Inc. (NASDAQ: FCNCA) during the third quarter, according to the company in its most recent disclosure with the Securities and Exchange Commission. The institutional investor purchased 859 shares of the bank's stock, valued at approximately $1,770,000. Other large investors have
First Citizens (FCNCA) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.
Reported EPS vs. consensus estimate
| Report date | EPS est. | EPS actual | Surprise | Revenue |
|---|---|---|---|---|
| Oct 23, 2026 | 46.18 | 55.37 | Beat 19.9% | $2.43B |
| Jul 23, 2026 | 40.69 | 57.09 | Beat 40.3% | $2.24B |
| Apr 23, 2026 | 39.56 | 44.86 | Beat 13.4% | $2.24B |
| Jan 23, 2026 | 0.44 | 0.51 | Beat 16.5% | $2.38B |
| Oct 23, 2025 | 41.87 | 44.62 | Beat 6.6% | $2.43B |
| Jul 25, 2025 | 39.71 | 44.78 | Beat 12.8% | $2.37B |