Audited annual filings, TTM ratios and consensus forward estimates
Wall Street price targets and rating actions
Revenue disaggregation per 10-K filing
89 daily bars · split adjusted
Daily · Wilder smoothing
Annual filings (FY) with consensus forward estimates (hatched)
Classic floor pivots from 2026-10-23
Computed from daily OHLCV bars
| Indicator | Value | Type | Action |
|---|---|---|---|
| RSI (14) | 58.55 | Oscillator | Neutral |
| Stochastic %K (14, 3, 3) | 69.39 | Oscillator | Neutral |
| Williams %R (14) | -10.20 | Oscillator | Sell |
| MACD (12, 26, 9) | 0.01 (Hist 0.03) | Oscillator | Strong Buy |
| Average Directional Index (14) | 13.51 (+DI 20.8 / -DI 13.2) | Trend | Neutral |
| EMA 20 | 12.71 | MA | Buy |
| SMA 20 | 12.68 | MA | Buy |
| EMA 50 | 12.71 | MA | Buy |
| SMA 50 | 12.71 | MA | Buy |
| SMA 200 | — | MA | Neutral |
Current price $12.94
Latest analyst grade actions
Free float vs. closely held shares
13F institutional holdings are not available in the current data plan.
SEC Form 4 filings
| Date | Insider | Role | Type | Shares @ price | Value |
|---|---|---|---|---|---|
| Jul 16, 26 | Mathieson Douglas Andrew | officer: Chief Rev. & Strategy Officer | 0 | — |
Stock news · updated daily
RALEIGH, N.C.--(BUSINESS WIRE)--First Carolina Financial Services, Inc. (NYSE: FCBM) (“First Carolina” or the “Company”), the holding company for First Carolina Bank (“Bank”), announced today that Steven Deaton, Chief Financial Officer and Chief Risk Officer of the Company and the Bank, plans to retire, effective January 1, 2027.“We are extremely grateful for Steven's many contributions to First Carolina,” said Ron Day, Chairman, President, and CEO. “He has led us through a number of key milesto.
RALEIGH, N.C.--(BUSINESS WIRE)--First Carolina Financial Services, Inc. (NYSE: FCBM) (“First Carolina,” the “Company,” “we,” “our,” or “us”), today reported net income of $5.1 million, or $0.20 per diluted share, for the second quarter of 2026, compared to $4.6 million, or $0.18 per diluted share, for the second quarter of 2025, an 11.0% increase in net income. All per share data has been adjusted to reflect the two-for-one stock split completed on June 17, 2026. The quarter marked a transforma.
Reported EPS vs. consensus estimate
| Report date | EPS est. | EPS actual | Surprise | Revenue |
|---|---|---|---|---|
| Jul 30, 2026 | 0.21 | 0.20 | Miss -3.0% | $32.26M |
| May 22, 2026 | — | 0.24 | — | $33.10M |
SEC EDGAR filings · last 12 months
| Form | Filed | Accepted | Document |
|---|---|---|---|
| 8-K | Sep 18, 2026 | 2026-09-18 16:30:27 | View |
| 10-Q | Aug 14, 2026 | 2026-08-14 07:55:37 | View |
| 8-K | Jul 30, 2026 | 2026-07-30 08:11:18 | View |
| 3 | Jul 16, 2026 | 2026-07-16 17:36:13 | View |
| 4 | Jun 22, 2026 | 2026-06-22 19:04:57 | View |
| 4 | Jun 22, 2026 | 2026-06-22 19:03:57 | View |
| 4 | Jun 22, 2026 | 2026-06-22 19:03:45 | View |
| 4 | Jun 22, 2026 | 2026-06-22 19:03:38 | View |
| 4 | Jun 22, 2026 | 2026-06-22 19:03:31 | View |
| 4 | Jun 22, 2026 | 2026-06-22 19:03:23 | View |
Proxy statement (DEF 14A) disclosures
TTM vs. 5-year historical average (annual ratios)
| Metric | FCBM | Historical (5Y) / ref | Status |
|---|---|---|---|
| P/E ratio (TTM) | 32.4x | 23.0x · sector 20.4x | Elevated |
| Forward P/E (FY26E) | 13.6x | EPS est. 0.95 | Discount |
| Price / Book | 0.8x | 1.2x | Discount |
| Price / Sales | 3.8x | 4.4x | In line |
| EV / EBITDA | 24.2x | 5.6x | Elevated |
| Return on equity | 2.8% | — | Weak |
| Gross margin | 60.3% | 84.3% | Below hist. |
| Debt / Equity | 0.26 | 0.37 | Conservative |
| Piotroski / Altman Z | —/9 | Z — | n/a |
Discounted cash flow model