Audited annual filings, TTM ratios and consensus forward estimates
Wall Street price targets and rating actions
Revenue disaggregation per 10-K filing
Annual filings (FY) with consensus forward estimates (hatched)
1255 daily bars · split adjusted
Current price $165.07
Latest analyst grade actions
| Date | Firm | Action | Previous | New grade |
|---|---|---|---|---|
| Oct 23, 26 |
Daily · Wilder smoothing
| TD Cowen |
| maintain |
| Buy |
| Buy |
| Oct 23, 26 | Citizens | maintain | Market Outperform | Market Outperform |
| Oct 23, 26 | Stephens & Co. | maintain | Overweight | Overweight |
| Oct 7, 26 | Jefferies | maintain | Buy | Buy |
| Sep 17, 26 | Stephens & Co. | maintain | Overweight | Overweight |
| Sep 15, 26 | TD Cowen | maintain | Buy | Buy |
| Sep 15, 26 | Citizens | maintain | Market Outperform | Market Outperform |
| Jul 24, 26 | TD Cowen | maintain | Buy | Buy |
| Jul 8, 26 | Jefferies | maintain | Buy | Buy |
Classic floor pivots from 2026-10-23
Computed from daily OHLCV bars
| Indicator | Value | Type | Action |
|---|---|---|---|
| RSI (14) | 31.88 | Oscillator | Neutral |
| Stochastic %K (14, 3, 3) | 42.39 | Oscillator | Neutral |
| Williams %R (14) | -93.15 | Oscillator | Buy |
| MACD (12, 26, 9) | -5.96 (Hist 1.29) | Oscillator | Buy |
| Average Directional Index (14) | 33.91 (+DI 16.8 / -DI 37.4) | Trend | Strong Sell |
| EMA 20 | 178.76 | MA | Strong Sell |
| SMA 20 | 175.70 | MA | Strong Sell |
| EMA 50 | 192.90 | MA | Strong Sell |
| SMA 50 | 201.06 | MA | Strong Sell |
| SMA 200 | 183.40 | MA | Strong Sell |
Free float vs. closely held shares
13F institutional holdings are not available in the current data plan.
SEC Form 4 filings
| Date | Insider | Role | Type | Shares @ price | Value |
|---|---|---|---|---|---|
| Sep 17, 26 | Fisher David | director, officer: Executive Chairman | M-Exempt | 20,750 @ $20.73 | $430.1K |
| Sep 17, 26 | Fisher David | director, officer: Executive Chairman | S-Sale | 20,750 @ $178.24 | $3.70M |
| Sep 17, 26 | Fisher David | director, officer: Executive Chairman | M-Exempt | 20,750 @ $20.73 | $430.1K |
| Aug 25, 26 | Fisher David | director, officer: Executive Chairman | M-Exempt | 9,491 @ $20.73 | $196.7K |
| Aug 26, 26 | Fisher David | director, officer: Executive Chairman | M-Exempt | 9,078 @ $20.73 | $188.2K |
| Aug 25, 26 | Fisher David | director, officer: Executive Chairman | S-Sale | 9,491 @ $244.01 | $2.32M |
| Aug 26, 26 | Fisher David | director, officer: Executive Chairman | S-Sale | 9,078 @ $239.16 | $2.17M |
| Aug 25, 26 | Fisher David | director, officer: Executive Chairman | M-Exempt | 9,491 @ $20.73 | $196.7K |
FY2025 · 10-K disclosure
TTM vs. 5-year historical average (annual ratios)
| Metric | ENVA | Historical (5Y) / ref | Status |
|---|---|---|---|
| P/E ratio (TTM) | 10.7x | 9.3x · sector 20.4x | Discount |
| Forward P/E (FY26E) | 9.6x | EPS est. 17.28 | In line |
| Price / Book | 2.6x | 1.8x | Elevated |
| Price / Sales | 1.3x | 1.0x | Elevated |
| EV / EBITDA | 10.2x | 13.8x | Discount |
| Return on equity | 26.4% | — | Top tier |
| Gross margin | 76.7% | 56.4% | Above hist. |
| Debt / Equity | 3.45 | 2.41 | Levered |
| Piotroski / Altman Z | 6/9 | Z 1.66 | Distress |
Discounted cash flow model
Stock news · updated daily
Enova International (NYSE:ENVA) reported upbeat earnings for the third quarter on Thursday.
Online lender Enova saw its revenue exceed $1 billion during a quarter for the first time in its history in the third quarter, with strong growth across its portfolio, CEO Steve Cunningham said Thursday (Oct. 22) during an earnings call.
Enova International, Inc. (ENVA) Q3 2026 Earnings Call Transcript
Enova International NYSE: ENVA reported third-quarter results marked by continued double-digit growth in originations, receivables, revenue and adjusted earnings per share, while credit performance remained stable to improving across its consumer and small-business lending portfolios.
Enova International (ENVA) came out with quarterly earnings of $4.48 per share, beating the Zacks Consensus Estimate of $4.46 per share. This compares to earnings of $3.36 per share a year ago.
Originations rose 31% and total company revenue increased 26% from the third quarter of 2025. Diluted earnings per share of $4.06 increased 34% and adjusted earnings per share1 of $4.48 rose 33% compared to the third quarter of 2025.
NEW YORK, Oct. 22, 2026 /PRNewswire/ -- Pomerantz LLP is investigating claims on behalf of investors of Enova International, Inc. ("Enova" or the "Company") (NYSE: ENVA). Such investors are advised to contact Danielle Peyton at newaction@pomlaw.com or 646-581-9980, ext.
NEW YORK, Oct. 20, 2026 (GLOBE NEWSWIRE) -- Wolf Popper LLP is continuing its investigation into potential claims on behalf of purchasers of Enova International, Inc. (“ENVA”) common stock (NYSE: ENVA). Enova is an online lender providing consumer and small-business credit.
Reported EPS vs. consensus estimate
| Report date | EPS est. | EPS actual | Surprise | Revenue |
|---|---|---|---|---|
| Oct 22, 2026 | 4.42 | 4.48 | Beat 1.4% | $1.01B |
| Jul 23, 2026 | 3.99 | 4.31 | Beat 8.0% | $928.9M |
| Apr 23, 2026 | 3.96 | 3.87 | Miss -2.3% | $928.9M |
| Jan 27, 2026 | 3.17 | 3.46 | Beat 9.1% | $839.4M |
| Oct 23, 2025 | 3.03 | 3.36 | Beat 10.9% | $802.7M |
| Jul 24, 2025 | 2.97 | 3.23 | Beat 8.8% | $764.0M |
SEC EDGAR filings · last 12 months
| Form | Filed | Accepted | Document |
|---|---|---|---|
| POS AM | Oct 23, 2026 | 2026-10-23 16:30:21 | View |
| 10-Q | Oct 22, 2026 | 2026-10-22 17:20:40 | View |
| 8-K | Oct 22, 2026 | 2026-10-22 16:16:13 | View |
| 8-K | Oct 16, 2026 | 2026-10-16 17:25:13 | View |
| 8-K | Oct 13, 2026 | 2026-10-13 16:20:12 | View |
| 8-K | Sep 25, 2026 | 2026-09-25 16:15:15 | View |
| 4 | Sep 21, 2026 | 2026-09-21 16:30:05 | View |
| 144 | Sep 17, 2026 | 2026-09-17 17:24:01 | View |
| 8-K | Sep 17, 2026 | 2026-09-17 16:15:15 | View |
| 8-K | Sep 15, 2026 | 2026-09-15 17:21:27 | View |
Proxy statement (DEF 14A) disclosures