Audited annual filings, TTM ratios and consensus forward estimates
Wall Street price targets and rating actions
Revenue disaggregation per 10-K filing
Annual filings (FY) with consensus forward estimates (hatched)
1255 daily bars · split adjusted
Daily · Wilder smoothing
Classic floor pivots from 2026-10-23
Computed from daily OHLCV bars
| Indicator | Value | Type | Action |
|---|---|---|---|
| RSI (14) | 52.92 | Oscillator | Neutral |
| Stochastic %K (14, 3, 3) | 33.06 | Oscillator | Neutral |
| Williams %R (14) | -61.16 | Oscillator | Neutral |
| MACD (12, 26, 9) | -0.03 (Hist 0.03) | Oscillator | Buy |
| Average Directional Index (14) | 21.77 (+DI 25.7 / -DI 13.5) | Trend | Buy |
Current price $21.42
Latest analyst grade actions
| Date | Firm | Action | Previous | New grade |
|---|---|---|---|---|
| Jul 10, 26 |
| EMA 20 | 21.28 | MA | Buy |
| SMA 20 | 21.23 | MA | Buy |
| EMA 50 | 21.37 | MA | Buy |
| SMA 50 | 21.31 | MA | Buy |
| SMA 200 | 20.55 | MA | Strong Buy |
| Hovde Group |
| downgrade |
| Outperform |
| Market Perform |
| Nov 28, 17 | Sandler O'Neill | maintain | Buy | Buy |
| Nov 28, 17 | Piper Sandler | maintain | Buy | Buy |
Stock news · updated daily
First United (NASDAQ: FUNC - Get Free Report) and Citizens Community Bancorp (NASDAQ: CZWI - Get Free Report) are both small-cap finance companies, but which is the superior investment? We will contrast the two companies based on the strength of their profitability, institutional ownership, risk, dividends, analyst recommendations, earnings and valuation. Dividends First United pays an annual
Shares of Citizens Community Bancorp, Inc. (NASDAQ: CZWI - Get Free Report) crossed below its 200-day moving average during trading on Tuesday. The stock has a 200-day moving average of $21.19 and traded as low as $20.96. Citizens Community Bancorp shares last traded at $21.25, with a volume of 24,108 shares changing hands. Analyst Upgrades and
Bank of New York Mellon Corp acquired a new stake in Citizens Community Bancorp, Inc. (NASDAQ: CZWI) during the undefined quarter, according to the company in its most recent filing with the SEC. The institutional investor acquired 32,258 shares of the bank's stock, valued at approximately $755,000. Bank of New York Mellon Corp
BlackRock Inc. bought a new position in shares of Citizens Community Bancorp, Inc. (NASDAQ: CZWI) in the second quarter, according to its most recent Form 13F filing with the Securities and Exchange Commission. The institutional investor bought 632,627 shares of the bank's stock, valued at approximately $14,797,000. BlackRock Inc. owned approximately 6.56% of
A weekly summary of dividend activity for Dividend Champions, Contenders, and Challengers. Companies which changed their dividends. Companies with upcoming ex-dividend dates.
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Citizens Community Bancorp (CZWI) have what it takes?
Five dividends land in investor accounts this month, but only for people who own the shares before Friday, August 7.
While the top- and bottom-line numbers for Citizens Community Bancorp (CZWI) give a sense of how the business performed in the quarter ended June 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
Reported EPS vs. consensus estimate
| Report date | EPS est. | EPS actual | Surprise | Revenue |
|---|---|---|---|---|
| Jul 27, 2026 | 0.41 | 0.11 | Miss -73.2% | $16.11M |
| Apr 27, 2026 | 0.36 | 0.39 | Beat 8.3% | $16.11M |
| Jan 26, 2026 | 0.37 | 0.44 | Beat 18.9% | $15.56M |
| Oct 27, 2025 | 0.37 | 0.37 | Beat 0.0% | $16.24M |
| Jul 28, 2025 | 0.29 | 0.33 | Beat 13.8% | $16.15M |
| Apr 28, 2025 | 0.27 | 0.32 | Beat 18.5% | $14.18M |
FY2025 · 10-K disclosure
TTM vs. 5-year historical average (annual ratios)
| Metric | CZWI | Historical (5Y) / ref | Status |
|---|---|---|---|
| P/E ratio (TTM) | 16.4x | 9.6x · sector 20.4x | Discount |
| Forward P/E (FY26E) | 15.0x | EPS est. 1.43 | In line |
| Price / Book | 1.1x | 0.8x | Elevated |
| Price / Sales | 2.4x | 1.7x | Elevated |
| EV / EBITDA | 29.6x | 9.9x | Elevated |
| Return on equity | 6.8% | — | Weak |
| Gross margin | 55.7% | 69.2% | Below hist. |
| Debt / Equity | 0.27 | 0.76 | Conservative |
| Piotroski / Altman Z | 6/9 | Z -0.74 | Distress |
Discounted cash flow model
Free float vs. closely held shares
13F institutional holdings are not available in the current data plan.
SEC Form 4 filings
| Date | Insider | Role | Type | Shares @ price | Value |
|---|---|---|---|---|---|
| Aug 10, 26 | Felber Francis E | director | P-Purchase | 500 @ $20.25 | $10.13K |
| 4 | Aug 10, 2026 | 2026-08-10 16:41:09 | View |
| 10-Q | Aug 6, 2026 | 2026-08-06 16:10:00 | View |
| SC 13G/A | Jul 31, 2026 | 2026-07-31 09:58:16 | View |
| 8-K | Jul 31, 2026 | 2026-07-31 08:46:33 | View |
| SC 13D/A | Jul 29, 2026 | 2026-07-29 11:53:58 | View |
| SC 13G | Jul 27, 2026 | 2026-07-27 16:25:28 | View |
Proxy statement (DEF 14A) disclosures
| Aug 10, 26 |
| Bianchi Stephen M |
| director, officer: CEO and President |
| P-Purchase |
| 1,000 @ $20.50 |
| $20.50K |
| Sep 9, 25 | Felber Francis E | director | J-Other | 3,845 | — |
| Sep 9, 25 | Felber Francis E | director | J-Other | 7,690 | — |
| Jun 2, 26 | Bianchi Stephen M | director, officer: CEO and President | M-Exempt | 5,000 @ $11.00 | $55.00K |
| Jun 2, 26 | Bianchi Stephen M | director, officer: CEO and President | M-Exempt | 5,000 @ $11.00 | $55.00K |
| Jun 1, 26 | Broucek James S | officer: EVP/CFO/Treasurer/Secretary | M-Exempt | 2,000 @ $13.60 | $27.20K |
| Jun 1, 26 | Broucek James S | officer: EVP/CFO/Treasurer/Secretary | M-Exempt | 2,000 @ $13.60 | $27.20K |