Audited annual filings, TTM ratios and consensus forward estimates
Wall Street price targets and rating actions
Revenue disaggregation per 10-K filing
Annual filings (FY) with consensus forward estimates (hatched)
1255 daily bars · split adjusted
Daily · Wilder smoothing
Classic floor pivots from 2026-10-23
Computed from daily OHLCV bars
| Indicator | Value | Type | Action |
|---|---|---|---|
| RSI (14) | 76.29 | Oscillator | Sell |
| Stochastic %K (14, 3, 3) | 91.85 | Oscillator | Sell |
| Williams %R (14) | -0.79 | Oscillator | Sell |
| MACD (12, 26, 9) | 0.25 (Hist 0.22) | Oscillator | Strong Buy |
| Average Directional Index (14) | 19.57 (+DI 40.1 / -DI 20.6) | Trend | Neutral |
Current price $27.75
Latest analyst grade actions
| Date | Firm | Action | Previous | New grade |
|---|---|---|---|---|
| Jan 29, 26 | Piper Sandler |
| EMA 20 | 25.76 | MA | Strong Buy |
| SMA 20 | 25.53 | MA | Strong Buy |
| EMA 50 | 25.42 | MA | Strong Buy |
| SMA 50 | 25.67 | MA | Strong Buy |
| SMA 200 | 23.38 | MA | Strong Buy |
| Neutral |
| Neutral |
| Oct 24, 25 | Piper Sandler | maintain | Neutral | Neutral |
| Apr 24, 23 | Piper Sandler | maintain | Neutral | Neutral |
| Oct 27, 20 | Piper Sandler | maintain | Overweight | Overweight |
| Sep 28, 20 | Piper Sandler | upgrade | Neutral | Overweight |
FY2025 · 10-K disclosure
Free float vs. closely held shares
13F institutional holdings are not available in the current data plan.
SEC Form 4 filings
| Date | Insider | Role | Type | Shares @ price | Value |
|---|---|---|---|---|---|
| Oct 2, 26 | Shattuck Katherine W | director | P-Purchase | 8 @ $25.51 | $204 |
| Oct 2, 26 | Pellegrino Frank G | director | P-Purchase | 245 @ $25.51 | $6.25K |
| Sep 4, 26 | Pellegrino Frank G | director | P-Purchase | 178 @ $26.17 | $4.66K |
| Sep 4, 26 | Shattuck Katherine W | director | P-Purchase | 8 @ $26.17 | $209 |
| Aug 14, 26 | Singer Aaron K | director | J-Other | 96 @ $26.08 | $2.50K |
| Aug 14, 26 | Singer Aaron K | director | J-Other | 64 @ $25.96 | $1.66K |
| Aug 3, 26 | Trate Christian C | director | S-Sale | 560 @ $25.21 | $14.12K |
| Aug 14, 26 | Santiago Helen S | director | J-Other | 108 @ $25.89 | $2.80K |
Stock news · updated daily
Grupo Supervielle (NYSE: SUPV - Get Free Report) and Citizens and Northern (NASDAQ: CZNC - Get Free Report) are both small-cap finance companies, but which is the better stock? We will compare the two companies based on the strength of their risk, institutional ownership, analyst recommendations, earnings, dividends, valuation and profitability. Profitability This table compares Grupo Supervielle
Bank of New York Mellon Corp purchased a new stake in Citizens and Northern Corp (NASDAQ: CZNC) during the undefined quarter, according to the company in its most recent 13F filing with the Securities and Exchange Commission. The firm purchased 122,662 shares of the financial services provider's stock, valued at approximately $2,859,000. Bank
Citizens & Northern (CZNC) came out with quarterly earnings of $0.79 per share, beating the Zacks Consensus Estimate of $0.63 per share. This compares to earnings of $0.4 per share a year ago.
Reported EPS vs. consensus estimate
| Report date | EPS est. | EPS actual | Surprise | Revenue |
|---|---|---|---|---|
| Oct 22, 2026 | 0.68 | 0.92 | Beat 35.3% | $51.63M |
| Jul 23, 2026 | 0.63 | 0.79 | Beat 25.4% | $39.42M |
| May 8, 2026 | 0.58 | 0.02 | Miss -96.6% | $36.62M |
| Jan 28, 2026 | 0.58 | 0.56 | Miss -3.4% | $36.83M |
| Oct 23, 2025 | 0.53 | 0.47 | Miss -11.3% | $29.04M |
| Aug 8, 2025 | 0.47 | 0.40 | Miss -14.9% | $26.93M |
TTM vs. 5-year historical average (annual ratios)
| Metric | CZNC | Historical (5Y) / ref | Status |
|---|---|---|---|
| P/E ratio (TTM) | 14.0x | 13.2x · sector 20.4x | Discount |
| Forward P/E (FY26E) | 12.8x | EPS est. 2.17 | In line |
| Price / Book | 1.4x | 1.2x | Elevated |
| Price / Sales | 2.8x | 2.7x | In line |
| EV / EBITDA | 14.1x | 12.9x | In line |
| Return on equity | 10.3% | — | Healthy |
| Gross margin | 57.5% | 76.8% | Below hist. |
| Debt / Equity | 0.48 | 0.62 | Conservative |
| Piotroski / Altman Z | 7/9 | Z -0.48 | Distress |
Discounted cash flow model
| 4 | Sep 8, 2026 | 2026-09-08 12:27:51 | View |
| 4 | Sep 8, 2026 | 2026-09-08 12:23:44 | View |
| 4 | Aug 26, 2026 | 2026-08-26 08:19:41 | View |
| 4/A | Aug 25, 2026 | 2026-08-25 15:10:43 | View |
| 4 | Aug 25, 2026 | 2026-08-25 14:36:42 | View |
| 4 | Aug 25, 2026 | 2026-08-25 14:21:26 | View |
Proxy statement (DEF 14A) disclosures