Audited annual filings, TTM ratios and consensus forward estimates
Wall Street price targets and rating actions
Revenue disaggregation per 10-K filing
Annual filings (FY) with consensus forward estimates (hatched)
1255 daily bars · split adjusted
Current price $8.70
Latest analyst grade actions
| Date | Firm | Action | Previous | New grade |
|---|---|---|---|---|
| Mar 14, 16 |
Daily · Wilder smoothing
| Keefe Bruyette & Woods |
| maintain |
| Market Perform |
| Perform |
| Mar 14, 16 | Keefe, Bruyette & Woods | maintain | Market Perform | Perform |
Classic floor pivots from 2026-10-23
Computed from daily OHLCV bars
| Indicator | Value | Type | Action |
|---|---|---|---|
| RSI (14) | 41.28 | Oscillator | Neutral |
| Stochastic %K (14, 3, 3) | 54.88 | Oscillator | Neutral |
| Williams %R (14) | 0.00 | Oscillator | Sell |
| MACD (12, 26, 9) | -0.33 (Hist 0.05) | Oscillator | Buy |
| Average Directional Index (14) | 56.11 (+DI 25.6 / -DI 47.2) | Trend | Strong Sell |
| EMA 20 | 9.07 | MA | Sell |
| SMA 20 | 8.99 | MA | Buy |
| EMA 50 | 9.56 | MA | Strong Sell |
| SMA 50 | 9.89 | MA | Strong Sell |
| SMA 200 | 9.52 | MA | Strong Sell |
Stock news · updated daily
EAU CLAIRE, Wis., Oct. 26, 2026 (GLOBE NEWSWIRE) -- Citizens Community Bancorp, Inc. (the “Company”) (Nasdaq: CZWI), the parent company of CCFBank N.A. (the “Bank” or “CCFBank”), today reported earnings of $5.4 million and earnings per diluted share of $0.56 for the third quarter ended September 30, 2026, compared to $1.1 million and earnings per diluted share of $0.11 for the second quarter ended June 30, 2026, and $3.7 million and $0.37 earnings per diluted share for the quarter ended September 30, 2025, respectively. For the nine months ended September 30, 2026, the Company reported earnings of $10.3 million and earnings per diluted share of $1.06 compared to the prior year period of $10.1 million and earnings per diluted share of $1.02.
First Citizens Bancshares delivered strong Q3 results, beating earnings estimates and announcing a $1.2 billion buyback authorization. FCNCA's aggressive reserve policy is supported by stable credit trends, but low allowance coverage remains a key risk if the economy weakens. Deposit and loan growth remain robust, aided by acquisitions and commercial banking strength, though net interest margin faces ongoing compression.
RALEIGH, N.C., Oct. 23, 2026 /PRNewswire/ -- First Citizens BancShares, Inc. ("BancShares") (Nasdaq: FCNCA) reported earnings for the third quarter of 2026.
RALEIGH, N.C., Oct. 23, 2026 /PRNewswire/ -- The Board of Directors of First Citizens BancShares, Inc. (Nasdaq: FCNCA) has declared the following dividends on the company's common and preferred stock, in each case to be paid on December 15, 2026, to holders of record as of November 30, 2026: A quarterly common stock dividend of $2.25 per share on the company's Class A and Class B common stock.
Citizens NYSE: CIA is positioning its life insurance business for growth through expansion in domestic final expense coverage, international U.S.-dollar-denominated policies and a planned modernization of its technology platform, Chief Executive Officer Jon Stenberg said during a company presentation.
Citizens Financial Group (NYSE:CFG) reported better-than-expected earnings for the third quarter.
Net interest margin is projected to be in the range of 3.23% to 3.26% in the fourth quarter. Private bank deposits reached $18.5 billion at the end of Q3.
Citizens Financial Group preferred Series E is upgraded to buy due to its ~7.25% yield and significant discount to par, mitigating call risk. CFG.PR.I and CFG.PR.H are both rated hold; Series I's yield is not compelling given its moderate duration exposure, while Series H lacks both standalone and relative appeal. CFG's strong CET1 ratio (~10.5%) and robust preferred dividend coverage reinforce the credit quality of its preferred shares.
Reported EPS vs. consensus estimate
| Report date | EPS est. | EPS actual | Surprise | Revenue |
|---|---|---|---|---|
| Jul 29, 2026 | — | 0.37 | — | $22.28M |
| Apr 27, 2026 | — | 0.28 | — | $20.55M |
| Feb 2, 2026 | — | 0.40 | — | $20.92M |
| Oct 28, 2025 | — | 0.42 | — | $21.09M |
| Jul 29, 2025 | — | 0.33 | — | $20.29M |
| Apr 18, 2025 | — | 0.33 | — | $20.36M |
Free float vs. closely held shares
13F institutional holdings are not available in the current data plan.
SEC Form 4 filings
| Date | Insider | Role | Type | Shares @ price | Value |
|---|---|---|---|---|---|
| Feb 14, 24 | Branch Phillip R | officer: Chief Financial Officer | P-Purchase | 85 @ $7.75 | $659 |
| Feb 14, 24 | Branch Phillip R | officer: Chief Financial Officer | P-Purchase | 32 @ $7.78 | $249 |
| Feb 9, 24 | King Herbert A | director | P-Purchase | 14,000 @ $7.89 | $110.5K |
| Feb 9, 24 | Brantley Stacy M | director, officer: Chief Executive Officer | P-Purchase | 4,951 @ $7.88 | $39.01K |
| Feb 7, 24 | Brantley Stacy M | director, officer: Chief Executive Officer | P-Purchase | 6,400 @ $7.73 | $49.47K |
| Feb 1, 24 | Brantley Stacy M | director, officer: Chief Executive Officer | P-Purchase | 13,649 @ $7.73 | $105.5K |
| Aug 24, 23 | Dungan Vincent Craig | director | P-Purchase | 167 @ $10.49 | $1.75K |
| Aug 24, 23 | Dungan Vincent Craig | director | P-Purchase | 200 @ $10.47 | $2.09K |
SEC EDGAR filings · last 12 months
Proxy statement (DEF 14A) disclosures
FY2022 · 10-K disclosure
TTM vs. 5-year historical average (annual ratios)
| Metric | CIZN | Historical (5Y) / ref | Status |
|---|---|---|---|
| P/E ratio (TTM) | 5.4x | 12.0x · sector 20.5x | Discount |
| Forward P/E | — | — | n/a |
| Price / Book | 0.7x | 1.1x | Discount |
| Price / Sales | 0.6x | 1.1x | Discount |
| EV / EBITDA | 16.0x | 45.3x | Discount |
| Return on equity | 15.0% | — | Healthy |
| Gross margin | 65.2% | 71.9% | In line |
| Debt / Equity | 2.07 | 3.49 | Levered |
| Piotroski / Altman Z | 4/9 | Z 0.12 | Distress |
Discounted cash flow model