Audited annual filings, TTM ratios and consensus forward estimates
Wall Street price targets and rating actions
Revenue disaggregation per 10-K filing
Annual filings (FY) with consensus forward estimates (hatched)
1255 daily bars · split adjusted
Current price $15.70
Latest analyst grade actions
Daily · Wilder smoothing
Classic floor pivots from 2026-10-23
Computed from daily OHLCV bars
| Indicator | Value | Type | Action |
|---|---|---|---|
| RSI (14) | 45.09 | Oscillator | Neutral |
| Stochastic %K (14, 3, 3) | 62.86 | Oscillator | Neutral |
| Williams %R (14) | -40.00 | Oscillator | Neutral |
| MACD (12, 26, 9) | -0.03 (Hist -0.00) | Oscillator | Strong Sell |
| Average Directional Index (14) | 23.24 (+DI 50.5 / -DI 39.9) | Trend | Buy |
| EMA 20 | 15.73 | MA | Sell |
| SMA 20 | 15.73 | MA | Sell |
| EMA 50 | 15.69 | MA | Buy |
| SMA 50 | 15.78 | MA | Sell |
| SMA 200 | 14.82 | MA | Strong Buy |
Free float vs. closely held shares
13F institutional holdings are not available in the current data plan.
SEC Form 4 filings
SEC EDGAR filings · last 12 months
Proxy statement (DEF 14A) disclosures
Stock news · updated daily
Quarterly Dividend ITHACA, Mich., Aug. 20, 2026 (GLOBE NEWSWIRE) -- Commercial National Financial Corporation (OTCID: CEFC) announced that the Board of Directors declared a regular quarterly cash dividend of 15 cents per share. The dividend is payable October 1, 2026 to shareholders of record on September 11, 2026. Based on a recent closing price of $15.77 per share, the annualized dividend yield is 3.80%.
ITHACA, Mich., July 27, 2026 (GLOBE NEWSWIRE) -- Commercial National Financial Corporation (OTCID: CEFC) reported net income of $1,641,000 or $0.42 per share for the second quarter of 2026 compared to $1,607,000 or $0.41 per share for the second quarter of 2025. Return on Equity was 11.60% for the second quarter of 2026 compared to 12.36% for the second quarter of 2025.
Reported EPS vs. consensus estimate
| Report date | EPS est. | EPS actual | Surprise | Revenue |
|---|---|---|---|---|
| Jul 27, 2026 | — | 0.42 | — | $7.06M |
| Apr 24, 2026 | — | 0.43 | — | $6.92M |
| Jan 22, 2026 | — | 0.45 | — | $6.99M |
| Oct 24, 2025 | — | 0.45 | — | $7.13M |
| Jul 28, 2025 | — | 0.41 | — | $5.55M |
| Apr 24, 2025 | — | 0.36 | — | $6.95M |
TTM vs. 5-year historical average (annual ratios)
| Metric | CEFC | Historical (5Y) / ref | Status |
|---|---|---|---|
| P/E ratio (TTM) | 9.0x | 6.8x · sector 20.4x | Discount |
| Forward P/E | — | — | n/a |
| Price / Book | 1.1x | 0.9x | In line |
| Price / Sales | 2.2x | 1.7x | Elevated |
| EV / EBITDA | 5.9x | 2.4x | Elevated |
| Return on equity | 12.3% | — | Healthy |
| Gross margin | 81.7% | 80.6% | In line |
| Debt / Equity | 0.45 | 0.64 | Conservative |
| Piotroski / Altman Z | 4/9 | Z 0.37 | Distress |
Discounted cash flow model