Audited annual filings, TTM ratios and consensus forward estimates
Wall Street price targets and rating actions
Revenue disaggregation per 10-K filing
Annual filings (FY) with consensus forward estimates (hatched)
1255 daily bars · split adjusted
Current price $545.04
Latest analyst grade actions
| Date | Firm | Action | Previous | New grade |
|---|---|---|---|---|
| Oct 6, 26 |
Daily · Wilder smoothing
| TD Cowen |
| maintain |
| Hold |
| Hold |
| Aug 5, 26 | TD Cowen | maintain | Hold | Hold |
| Jul 7, 26 | TD Cowen | maintain | Hold | Hold |
| May 6, 26 | TD Cowen | maintain | Hold | Hold |
| Apr 17, 26 | Stephens & Co. | maintain | Equal Weight | Equal Weight |
| Jan 30, 26 | TD Cowen | maintain | Hold | Hold |
| Oct 31, 25 | TD Cowen | maintain | Sell | Sell |
| Jan 31, 25 | Stephens & Co. | maintain | Equal Weight | Equal Weight |
| Jan 31, 25 | TD Cowen | maintain | Sell | Sell |
Classic floor pivots from 2026-10-23
Computed from daily OHLCV bars
| Indicator | Value | Type | Action |
|---|---|---|---|
| RSI (14) | 47.49 | Oscillator | Neutral |
| Stochastic %K (14, 3, 3) | 71.92 | Oscillator | Neutral |
| Williams %R (14) | -38.12 | Oscillator | Neutral |
| MACD (12, 26, 9) | -5.94 (Hist 3.05) | Oscillator | Buy |
| Average Directional Index (14) | 22.72 (+DI 18.7 / -DI 17.4) | Trend | Buy |
| EMA 20 | 546.90 | MA | Sell |
| SMA 20 | 539.16 | MA | Buy |
| EMA 50 | 560.26 | MA | Sell |
| SMA 50 | 568.99 | MA | Strong Sell |
| SMA 200 | 536.19 | MA | Buy |
Free float vs. closely held shares
13F institutional holdings are not available in the current data plan.
SEC Form 4 filings
| Date | Insider | Role | Type | Shares @ price | Value |
|---|---|---|---|---|---|
| Jul 27, 26 | Billante Joseph Iii | officer: Chief Financial Officer | 0 | — | |
TTM vs. 5-year historical average (annual ratios)
| Metric | CACC | Historical (5Y) / ref | Status |
|---|---|---|---|
| P/E ratio (TTM) | 11.7x | 16.5x · sector 20.4x | Discount |
| Forward P/E (FY26E) | 11.2x | EPS est. 48.72 | In line |
| Price / Book | 3.6x | 4.1x | In line |
| Price / Sales | 2.4x | 3.6x | Discount |
| EV / EBITDA | 12.0x | 19.9x | Discount |
| Return on equity | 32.4% | — | Top tier |
| Gross margin | 89.7% | 75.9% | Above hist. |
| Debt / Equity | 3.96 | 3.21 | Levered |
| Piotroski / Altman Z | 9/9 | Z 2.42 | Grey zone |
Discounted cash flow model
| Jul 16, 26 |
| Watson Jill Foss |
| 10 percent owner |
| S-Sale |
| 977 @ $640.15 |
| $625.4K |
| Jul 16, 26 | Watson Jill Foss | 10 percent owner | S-Sale | 457 @ $641.31 | $293.1K |
| Jul 16, 26 | Watson Jill Foss | 10 percent owner | S-Sale | 2 @ $642.08 | $1.28K |
| Jun 15, 26 | Schumann Steffen | officer: Chief Business Officer | A-Award | 3,494 | — |
| Jul 2, 26 | Watson Jill Foss | 10 percent owner | S-Sale | 184 @ $646.77 | $119.0K |
| Jul 2, 26 | Watson Jill Foss | 10 percent owner | S-Sale | 53 @ $648.68 | $34.38K |
| Jul 2, 26 | Watson Jill Foss | 10 percent owner | S-Sale | 413 @ $649.76 | $268.4K |
Stock news · updated daily
Southfield, Michigan, Oct. 22, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) announced today that we expect to issue a news release with our third quarter 2026 earnings on Thursday, October 29, 2026, after the market closes. A webcast is scheduled for Thursday, October 29, 2026, at 5:00 p.m.
NEW YORK--(BUSINESS WIRE)---- $CACC #CAC--Scott+Scott Attorneys at Law LLP has launched an urgent investigation into whether certain officers and directors of Credit Acceptance Corporation (NASDAQ: CACC) failed to manage Credit Acceptance Corporation in an acceptable manner, breaching their fiduciary duties to Credit Acceptance Corporation, and whether Credit Acceptance Corporation and its shareholders have suffered damages as a result. Attorney Joseph A. Pettigrew is heading the investigation—what shareholder.
Southfield, Michigan, Oct. 07, 2026 (GLOBE NEWSWIRE) -- Credit Acceptance Corporation (Nasdaq: CACC) (referred to as the “Company”, “Credit Acceptance”, “we”, “our”, or “us”) has been named one of the Best Workplaces in Financial Services & Insurance™ for the 12th consecutive year, reflecting the Company's continued commitment to building a high-performing workplace where team members are empowered to deliver results for dealer partners, customers, and shareholders. Credit Acceptance was ranked 5th among the 50 companies in the large company category, up 5 spots from last year.
NEW YORK--(BUSINESS WIRE)---- $CACC #CAC--Scott+Scott Attorneys at Law LLP has launched an urgent investigation into whether certain officers and directors of Credit Acceptance Corporation (NASDAQ: CACC) failed to manage Credit Acceptance Corporation in an acceptable manner, breaching their fiduciary duties to Credit Acceptance Corporation, and whether Credit Acceptance Corporation and its shareholders have suffered damages as a result. Attorney Joseph A. Pettigrew is heading the investigation—what shareholder.
Business and transformation officer joins the Executive Leadership Team to help drive Credit Acceptance's next chapter of growth Business and transformation officer joins the Executive Leadership Team to help drive Credit Acceptance's next chapter of growth
Credit Acceptance settles a multistate investigation with $630M+ in debt relief, a $60M fund, and new consumer and dealer protections.
Settlement resolves longstanding litigation, clarifies regulatory expectations, and does not require material changes to the Company's operations Settlement resolves longstanding litigation, clarifies regulatory expectations, and does not require material changes to the Company's operations
Engineers Gate Manager LP reduced its holdings in Credit Acceptance Corporation (NASDAQ: CACC) by 39.4% during the second quarter, according to the company in its most recent filing with the SEC. The fund owned 2,626 shares of the credit services provider's stock after selling 1,710 shares during the quarter. Engineers Gate Manager LP's
Reported EPS vs. consensus estimate
| Report date | EPS est. | EPS actual | Surprise | Revenue |
|---|---|---|---|---|
| Aug 4, 2026 | 12.20 | 12.12 | Miss -0.7% | $587.4M |
| May 5, 2026 | 10.61 | 10.71 | Beat 0.9% | $580.0M |
| Jan 29, 2026 | 10.30 | 11.35 | Beat 10.2% | $579.9M |
| Oct 30, 2025 | 9.87 | 10.28 | Beat 4.2% | $576.4M |
| Jul 31, 2025 | 9.84 | 8.56 | Miss -13.0% | $575.6M |
| Apr 30, 2025 | 10.31 | 8.66 | Miss -16.0% | $562.3M |
SEC EDGAR filings · last 12 months
| Form | Filed | Accepted | Document |
|---|---|---|---|
| 8-K | Sep 21, 2026 | 2026-09-21 16:02:03 | View |
| 8-K | Sep 18, 2026 | 2026-09-18 17:29:13 | View |
| 8-K | Sep 4, 2026 | 2026-09-04 16:01:56 | View |
| 8-K | Aug 25, 2026 | 2026-08-25 16:03:47 | View |
| SC 13G/A | Aug 13, 2026 | 2026-08-13 16:30:10 | View |
| 10-Q | Aug 4, 2026 | 2026-08-04 16:05:14 | View |
| 8-K | Aug 4, 2026 | 2026-08-04 16:03:13 | View |
| 3 | Jul 31, 2026 | 2026-07-31 16:08:13 | View |
| ABS-15G | Jul 31, 2026 | 2026-07-31 16:05:57 | View |
| SC 13G | Jul 27, 2026 | 2026-07-27 16:25:28 | View |
Proxy statement (DEF 14A) disclosures