Audited annual filings, TTM ratios and consensus forward estimates
Wall Street price targets and rating actions
Revenue disaggregation per 10-K filing
Annual filings (FY) with consensus forward estimates (hatched)
1255 daily bars · split adjusted
Current price $38.40
Latest analyst grade actions
| Date | Firm | Action | Previous | New grade |
|---|---|---|---|---|
| Jul 28, 26 |
Daily · Wilder smoothing
| Piper Sandler |
| maintain |
| Overweight |
| Overweight |
| Jul 27, 26 | Keefe, Bruyette & Woods | maintain | Market Perform | Market Perform |
| Apr 27, 26 | Piper Sandler | maintain | Overweight | Overweight |
| Oct 28, 25 | Piper Sandler | maintain | Overweight | Overweight |
| Oct 27, 25 | Keefe, Bruyette & Woods | maintain | Market Perform | Market Perform |
| Apr 28, 25 | Keefe, Bruyette & Woods | maintain | Market Perform | Market Perform |
| Jan 29, 25 | Stephens & Co. | maintain | Equal Weight | Equal Weight |
| Dec 4, 24 | Keefe, Bruyette & Woods | maintain | Market Perform | Market Perform |
| Oct 29, 24 | Piper Sandler | maintain | Overweight | Overweight |
Classic floor pivots from 2026-10-23
Computed from daily OHLCV bars
| Indicator | Value | Type | Action |
|---|---|---|---|
| RSI (14) | 61.35 | Oscillator | Neutral |
| Stochastic %K (14, 3, 3) | 76.29 | Oscillator | Neutral |
| Williams %R (14) | -22.95 | Oscillator | Neutral |
| MACD (12, 26, 9) | 0.04 (Hist 0.19) | Oscillator | Strong Buy |
| Average Directional Index (14) | 23.61 (+DI 30.6 / -DI 14.5) | Trend | Buy |
| EMA 20 | 37.38 | MA | Buy |
| SMA 20 | 37.17 | MA | Strong Buy |
| EMA 50 | 37.46 | MA | Buy |
| SMA 50 | 37.74 | MA | Buy |
| SMA 200 | 34.78 | MA | Strong Buy |
TTM vs. 5-year historical average (annual ratios)
| Metric | BY | Historical (5Y) / ref | Status |
|---|---|---|---|
| P/E ratio (TTM) | 11.1x | 10.0x · sector 20.4x | Discount |
| Forward P/E (FY26E) | 11.2x | EPS est. 3.43 | In line |
| Price / Book | 1.3x | 1.1x | Elevated |
| Price / Sales | 2.7x | 2.3x | Elevated |
| EV / EBITDA | 7.4x | 10.1x | Discount |
| Return on equity | 12.0% | — | Healthy |
| Gross margin | 70.0% | 74.3% | In line |
| Debt / Equity | 0.33 | 0.70 | Conservative |
| Piotroski / Altman Z | 8/9 | Z -0.40 | Distress |
Discounted cash flow model
Stock news · updated daily
Byline Bancorp, Inc. ( BY ) Q3 2026 Earnings Call October 23, 2026 10:00 AM EDT Company Participants Brooks Rennie - VP & Head of Investor Relations Alberto Paracchini - President & Director Roberto Herencia - Executive Chairman of the Board & CEO Thomas J. Bell - Executive VP & CFO Mark Fucinato - Executive VP & Chief Credit Officer Conference Call Participants Nathan Race - Piper Sandler & Co., Research Division Brendan Nosal - Hovde Group, LLC, Research Division Damon Del Monte - Keefe, Bruyette, & Woods, Inc., Research Division Daniel Tamayo - Raymond James & Associates, Inc., Research Division Brian Martin - Brean Capital, LLC, Research Division Brandon Rud - Stephens Inc., Research Division Kenneth James Presentation Operator Good morning, and welcome to Byline Bancorp's Third Quarter 2026 Earnings Call.
Byline Bancorp NYSE: BY reported record third-quarter net income and revenue, expanded its net interest margin and increased deposits, while also announcing an agreement to acquire Illinois State Bancorp and raising its quarterly dividend.
The headline numbers for Byline Bancorp (BY) give insight into how the company performed in the quarter ended September 2026, but it may be worthwhile to compare some of its key metrics to Wall Street estimates and the year-ago actuals.
Byline Bancorp (BY) came out with quarterly earnings of $0.94 per share, beating the Zacks Consensus Estimate of $0.82 per share. This compares to earnings of $0.83 per share a year ago.
CHICAGO--(BUSINESS WIRE)--Byline Bancorp, Inc. (NYSE: BY), today reported: At or for the quarter Third Quarter Highlights (compared to 2Q26 unless specified) 3Q26 2Q26 3Q25 Financial Results ($ in thousands) • Delivered record total revenue of $121.0 million, Net interest income (NII) $ 103,676 $ 100,836 $ 99,890 up 2.8% and 4.6% Y/Y Non-interest income 17,332 16,876 15,845 Total revenue(1) 121,008 117,712 115,735 • EPS of $0.94, up 4.4% and 14.6%.
Byline Bancorp (BY) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
CHICAGO, Oct. 15, 2026 (GLOBE NEWSWIRE) -- Byline Bank is proud to be named one of the 2026 Best Banks to Work For by American Banker. The award recognizes Byline's commitment to workplace practices that prioritize employee engagement, career development, and the overall well-being of its more than 1,000 employees.
Byline Bancorp (BY) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.
Reported EPS vs. consensus estimate
| Report date | EPS est. | EPS actual | Surprise | Revenue |
|---|---|---|---|---|
| Oct 22, 2026 | 0.82 | 0.94 | Beat 14.9% | $121.0M |
| Jul 23, 2026 | 0.79 | 0.91 | Beat 15.5% | $117.7M |
| Apr 23, 2026 | 0.74 | 0.83 | Beat 12.2% | $112.4M |
| Jan 22, 2026 | 0.72 | 0.76 | Beat 5.6% | $117.0M |
| Oct 23, 2025 | 0.72 | 0.83 | Beat 15.1% | $115.7M |
| Jul 24, 2025 | 0.67 | 0.75 | Beat 11.9% | $110.5M |
FY2025 · 10-K disclosure
SEC EDGAR filings · last 12 months
| Form | Filed | Accepted | Document |
|---|---|---|---|
| 8-K | Oct 22, 2026 | 2026-10-22 16:15:19 | View |
| 8-K | Oct 8, 2026 | 2026-10-08 17:15:13 | View |
| 8-K | Oct 6, 2026 | 2026-10-06 16:15:16 | View |
| 4 | Aug 20, 2026 | 2026-08-20 13:15:35 | View |
| 4 | Aug 20, 2026 | 2026-08-20 13:12:46 | View |
| SC 13G/A | Aug 17, 2026 | 2026-08-17 16:01:12 | View |
| 4 | Aug 14, 2026 | 2026-08-14 17:55:24 | View |
| 144 | Aug 13, 2026 | 2026-08-13 10:46:43 | View |
| 4 | Aug 12, 2026 | 2026-08-12 16:30:41 | View |
| 144 | Aug 12, 2026 | 2026-08-12 12:05:36 | View |
Proxy statement (DEF 14A) disclosures
Free float vs. closely held shares
13F institutional holdings are not available in the current data plan.
SEC Form 4 filings
| Date | Insider | Role | Type | Shares @ price | Value |
|---|---|---|---|---|---|
| Aug 19, 26 | Kistner William G | director | P-Purchase | 100 @ $38.30 | $3.83K |
| Aug 19, 26 | Herseth Mary Jo S. | director | P-Purchase | 300 @ $38.40 | $11.52K |
| Aug 13, 26 | Herencia Roberto R | director, officer: CHIEF EXECUTIVE OFFICER | S-Sale | 19,750 @ $39.21 | $774.3K |
| Aug 12, 26 | Rose Dana | officer: CHIEF HUMAN RESOURCES OFFICER | S-Sale | 2,421 @ $39.00 | $94.42K |
| Aug 7, 26 | Mbg Investors I, L.P. | 10 percent owner | S-Sale | 300,000 @ $39.10 | $11.73M |
| Aug 7, 26 | Del Valle Perochena Antonio | director, 10 percent owner: | S-Sale | 300,000 @ $39.10 | $11.73M |
| Aug 3, 26 | Ptacin Brogan | officer: HEAD OF COMMERCIAL BANKING | A-Award | 9,450 @ $12.70 | $120.0K |
| Aug 3, 26 | Ptacin Brogan | officer: HEAD OF COMMERCIAL BANKING | D-Return | 9,450 @ $39.61 | $374.3K |