

Audited annual filings, TTM ratios and consensus forward estimates
Wall Street price targets and rating actions
Revenue disaggregation per 10-K filing
Annual filings (FY) with consensus forward estimates (hatched)
Current price $22.05
Latest analyst grade actions
1255 daily bars · split adjusted
Daily · Wilder smoothing
Classic floor pivots from 2026-10-23
Computed from daily OHLCV bars
| Indicator | Value | Type | Action |
|---|---|---|---|
| RSI (14) | 57.14 | Oscillator | Neutral |
| Stochastic %K (14, 3, 3) | 84.34 | Oscillator | Sell |
| Williams %R (14) | -39.39 | Oscillator | Neutral |
| MACD (12, 26, 9) | 0.23 (Hist 0.08) | Oscillator | Strong Buy |
| Average Directional Index (14) | 13.29 (+DI 24.7 / -DI 16.9) | Trend | Neutral |
| EMA 20 | 21.68 | MA | Buy |
| SMA 20 | 21.58 | MA | Buy |
| EMA 50 | 21.41 | MA | Buy |
| SMA 50 | 21.40 | MA | Strong Buy |
| SMA 200 | 20.25 | MA | Strong Buy |
Stock news · updated daily
BALTIMORE, MD / ACCESS Newswire / October 23, 2026 / BV Financial, Inc. (NASDAQ:BVFL), the holding company for BayVanguard Bank (the "Bank"), today reported net income of $3.4 million, or $0.42 per diluted share, for the quarter ended September 30, 2026 compared to net income of $3.7 million, or $0.41 per diluted share, for the quarter ended September 30, 2025. Net income for the nine-month period ended September 30, 2026 was $8.0 million or $0.97 per diluted share compared to net income of $8.7 million or $0.88 per diluted share for the nine-month period ended September 30, 2025.
BV Financial (NASDAQ: BVFL - Get Free Report) and Fannie Mae (OTCMKTS:FNMA - Get Free Report) are both finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their profitability, institutional ownership, valuation, analyst recommendations, dividends, earnings and risk. Risk and Volatility BV Financial has a beta
BV Financial's rising net interest income, lower funding costs, improved loan delinquencies and aggressive buybacks strengthen its growth prospects.
BV Financial (NASDAQ: BVFL - Get Free Report) and National Bank (NYSE: NBHC - Get Free Report) are both small-cap finance companies, but which is the superior investment? We will contrast the two businesses based on the strength of their institutional ownership, profitability, earnings, risk, valuation, dividends and analyst recommendations. Analyst Ratings This is a breakdown of
BV Financial (NASDAQ: BVFL - Get Free Report) and Patriot National Bancorp (NASDAQ: PNBK - Get Free Report) are both small-cap finance companies, but which is the better stock? We will contrast the two companies based on the strength of their dividends, earnings, valuation, institutional ownership, risk, analyst recommendations and profitability. Risk and Volatility BV Financial has
Bank Of Montreal (NYSE: BMO - Get Free Report) and BV Financial (NASDAQ: BVFL - Get Free Report) are both finance companies, but which is the better stock? We will contrast the two businesses based on the strength of their analyst recommendations, earnings, dividends, profitability, institutional ownership, risk and valuation. Valuation and Earnings This table compares Bank
BVFL's Q2 earnings per share are aided by higher net interest income, improved margins and reduced borrowing costs, while lower loan balances and softer noninterest income weigh on performance.
BALTIMORE, MD / ACCESS Newswire / July 24, 2026 / BV Financial, Inc. (NASDAQ:BVFL), the holding company for BayVanguard Bank (the "Bank"), today reported net income of $3.5 million, or $0.42 per diluted share, for the quarter ended June 30, 2026 compared to net income of $2.9 million, or $0.29 per diluted share, for the quarter ended June 30, 2025. Net income for the six-month period ended June 30, 2026 was $4.6 million or $0.55 per diluted share compared to net income of $5.0 million or $0.50 per diluted share for the six-month period ended June 30, 2025.
Reported EPS vs. consensus estimate
| Report date | EPS est. | EPS actual | Surprise | Revenue |
|---|---|---|---|---|
| Oct 23, 2026 | — | 0.47 | — | $11.96M |
| Jul 24, 2026 | — | 0.47 | — | $12.67M |
| Apr 24, 2026 | — | 0.40 | — | $12.08M |
| Jan 23, 2026 | — | 0.65 | — | $13.82M |
| Oct 17, 2025 | — | 0.49 | — | $13.22M |
| Jul 17, 2025 | — | 0.38 | — | $12.98M |
FY2025 · 10-K disclosure
TTM vs. 5-year historical average (annual ratios)
| Metric | BVFL | Historical (5Y) / ref | Status |
|---|---|---|---|
| P/E ratio (TTM) | 14.2x | 14.4x · sector 20.4x | Discount |
| Forward P/E | — | — | n/a |
| Price / Book | 1.0x | 1.2x | Discount |
| Price / Sales | 3.7x | 3.8x | In line |
| EV / EBITDA | 15.2x | 7.6x | Elevated |
| Return on equity | 7.0% | — | Weak |
| Gross margin | 59.1% | 81.8% | Below hist. |
| Debt / Equity | 0.00 | 0.32 | Conservative |
| Piotroski / Altman Z | 7/9 | Z 0.53 | Distress |
Discounted cash flow model
SEC EDGAR filings · last 12 months
| Form | Filed | Accepted | Document |
|---|---|---|---|
| 8-K | Oct 23, 2026 | 2026-10-23 09:26:11 | View |
| SC 13G/A | Aug 14, 2026 | 2026-08-14 15:30:40 | View |
| 10-Q | Aug 12, 2026 | 2026-08-12 11:21:43 | View |
| 8-K | Jul 24, 2026 | 2026-07-24 14:39:19 | View |
| 11-K | Jul 7, 2026 | 2026-07-06 18:50:30 | View |
| NT 11-K | Jun 30, 2026 | 2026-06-30 13:40:01 | View |
| 4 | Jun 15, 2026 | 2026-06-15 14:50:33 | View |
| 4 | Jun 11, 2026 | 2026-06-11 16:43:23 | View |
| 4 | Jun 10, 2026 | 2026-06-10 15:52:11 | View |
| 4 | Jun 8, 2026 | 2026-06-08 16:32:56 | View |
Proxy statement (DEF 14A) disclosures
Free float vs. closely held shares
13F institutional holdings are not available in the current data plan.
SEC Form 4 filings
| Date | Insider | Role | Type | Shares @ price | Value |
|---|---|---|---|---|---|
| Jun 11, 26 | Galli Joseph S | director | S-Sale | 8,122 @ $19.84 | $161.1K |
| Jun 12, 26 | Galli Joseph S | director | S-Sale | 579 @ $19.80 | $11.46K |
| Jun 12, 26 | Galli Joseph S | director | S-Sale | 2,014 @ $19.81 | $39.90K |
| Jun 12, 26 | Galli Joseph S | director | S-Sale | 100 @ $19.82 | $1.98K |
| Jun 12, 26 | Galli Joseph S | director | S-Sale | 30 @ $19.84 | $595 |
| Jun 12, 26 | Galli Joseph S | director | S-Sale | 2 @ $19.86 | $40 |
| Jun 12, 26 | Galli Joseph S | director | S-Sale | 64 @ $19.88 | $1.27K |
| Jun 12, 26 | Galli Joseph S | director | S-Sale | 291 @ $19.96 | $5.81K |