Audited annual filings, TTM ratios and consensus forward estimates
Wall Street price targets and rating actions
Revenue disaggregation per 10-K filing
Annual filings (FY) with consensus forward estimates (hatched)
Current price $29.73
Latest analyst grade actions
1255 daily bars · split adjusted
Daily · Wilder smoothing
Classic floor pivots from 2026-10-23
Computed from daily OHLCV bars
| Indicator | Value | Type | Action |
|---|---|---|---|
| RSI (14) | 78.24 | Oscillator | Sell |
| Stochastic %K (14, 3, 3) | 90.70 | Oscillator | Sell |
| Williams %R (14) | 0.00 | Oscillator | Sell |
| MACD (12, 26, 9) | 0.34 (Hist 0.26) | Oscillator | Strong Buy |
| Average Directional Index (14) | 17.69 (+DI 32.2 / -DI 11.9) | Trend | Neutral |
| EMA 20 | 27.54 | MA | Strong Buy |
| SMA 20 | 27.35 | MA | Strong Buy |
| EMA 50 | 27.15 | MA | Strong Buy |
| SMA 50 | 27.27 | MA | Strong Buy |
| SMA 200 | 23.81 | MA | Strong Buy |
Stock news · updated daily
Erste Group Bank (OTCMKTS:EBKDY - Get Free Report) and Bank of the James Financial Group (NASDAQ: BOTJ - Get Free Report) are both finance companies, but which is the better investment? We will contrast the two companies based on the strength of their earnings, risk, institutional ownership, dividends, profitability, valuation and analyst recommendations. Profitability This table
Bank of the James Financial Group, Inc. (NASDAQ: BOTJ - Get Free Report) shares passed above its two hundred day moving average during trading on Wednesday. The stock has a two hundred day moving average of $23.48 and traded as high as $27.10. Bank of the James Financial Group shares last traded at $26.72, with
BOTJ posts higher y/y earnings in Q2 as loan growth, a wider net interest margin and lower expenses offset a higher credit-loss provision.
Bank of the James Reports First Half 2026 Net Income of $6.01 Million, $1.32 Per Share Bank of the James Reports First Half 2026 Net Income of $6.01 Million, $1.32 Per Share
Reported EPS vs. consensus estimate
| Report date | EPS est. | EPS actual | Surprise | Revenue |
|---|---|---|---|---|
| Jul 30, 2026 | — | 0.71 | — | $16.76M |
| Apr 30, 2026 | — | 0.61 | — | $11.85M |
| Feb 4, 2026 | — | 0.60 | — | $16.34M |
| Oct 30, 2025 | — | 0.61 | — | — |
| Aug 4, 2025 | — | 0.60 | — | $15.45M |
| Apr 30, 2025 | — | 0.19 | — | $14.33M |
FY2025 · 10-K disclosure
Free float vs. closely held shares
13F institutional holdings are not available in the current data plan.
SEC Form 4 filings
| Date | Insider | Role | Type | Shares @ price | Value |
|---|---|---|---|---|---|
| Aug 7, 26 | Syrek Michael A | officer: President - Bank of the James | P-Purchase | 100 @ $27.05 | $2.71K |
| 4 | Aug 10, 2026 | 2026-08-10 13:02:42 | View |
| 4 | Aug 10, 2026 | 2026-08-10 12:44:23 | View |
| 8-K | Jul 30, 2026 | 2026-07-30 16:15:37 | View |
| 8-K | May 20, 2026 | 2026-05-20 16:01:00 | View |
| SC 13G/A | May 15, 2026 | 2026-05-15 16:55:38 | View |
| SC 13G/A | May 15, 2026 | 2026-05-15 11:10:50 | View |
Proxy statement (DEF 14A) disclosures
| Aug 10, 26 |
| Addison Lewis C |
| director |
| P-Purchase |
| 70 @ $27.22 |
| $1.91K |
| Aug 6, 26 | Foster Watt R Jr | director | P-Purchase | 447 @ $28.01 | $12.52K |
| Aug 6, 26 | Bryant William C Iii | director | P-Purchase | 650 @ $27.10 | $17.61K |
| May 7, 26 | Jamerson Phillip C | director | P-Purchase | 1,000 @ $23.40 | $23.40K |
| May 7, 26 | Addison Lewis C | director | P-Purchase | 82 @ $23.18 | $1.90K |
| May 6, 26 | Bryant William C Iii | director | P-Purchase | 1,043 @ $23.11 | $24.10K |
| Feb 20, 26 | Chapman Robert R | director, officer: President | P-Purchase | 1,200 @ $20.89 | $25.07K |
TTM vs. 5-year historical average (annual ratios)
| Metric | BOTJ | Historical (5Y) / ref | Status |
|---|---|---|---|
| P/E ratio (TTM) | 11.8x | 8.1x · sector 20.4x | Discount |
| Forward P/E | — | — | n/a |
| Price / Book | 1.6x | 1.1x | Elevated |
| Price / Sales | 2.2x | 1.4x | Elevated |
| EV / EBITDA | 9.9x | 4.8x | Elevated |
| Return on equity | 14.3% | — | Healthy |
| Gross margin | 77.3% | 85.5% | In line |
| Debt / Equity | 0.10 | 0.29 | Conservative |
| Piotroski / Altman Z | 5/9 | Z -0.80 | Distress |
Discounted cash flow model