Audited annual filings, TTM ratios and consensus forward estimates
Wall Street price targets and rating actions
Revenue disaggregation per 10-K filing
Annual filings (FY) with consensus forward estimates (hatched)
Current price $29.94
Latest analyst grade actions
1255 daily bars · split adjusted
Daily · Wilder smoothing
Classic floor pivots from 2026-10-23
Computed from daily OHLCV bars
| Indicator | Value | Type | Action |
|---|---|---|---|
| RSI (14) | 33.89 | Oscillator | Neutral |
| Stochastic %K (14, 3, 3) | 42.69 | Oscillator | Neutral |
| Williams %R (14) | -43.86 | Oscillator | Neutral |
| MACD (12, 26, 9) | -0.45 (Hist 0.08) | Oscillator | Buy |
| Average Directional Index (14) | 36.68 (+DI 25.8 / -DI 34.5) | Trend | Strong Sell |
| EMA 20 | 30.21 | MA | Sell |
| SMA 20 | 30.02 | MA | Sell |
| EMA 50 | 31.29 | MA | Strong Sell |
| SMA 50 | 31.18 | MA | Strong Sell |
| SMA 200 | 34.28 | MA | Strong Sell |
SEC EDGAR filings · last 12 months
Proxy statement (DEF 14A) disclosures
Free float vs. closely held shares
13F institutional holdings are not available in the current data plan.
SEC Form 4 filings
Stock news · updated daily
BISMARCK, N.D., Sept. 17, 2026 /PRNewswire/ -- BNCCORP, INC. (OTCQX Markets: BNCC) ("BNCC") and its wholly owned subsidiary, BNC National Bank ("BNC") announced today that its stockholders have approved the previously announced sale to OppFi ("OppFi"), a tech-enabled digital finance platform, in a cash and stock transaction. Under the terms of the agreement, BNCC stockholders will receive $19.375 per share in cash and 1.9 shares of OppFi Class A common stock for each BNCC share.
Highlights Net income during the second quarter of 2026 decreased $278 thousand, or 12.7%, to $1.9 million, or $0.54 per diluted share, from $2.2 million, or $0.62 per diluted share, in the 2025 period. The decrease reflects $1.5 million of professional services expense related to the pending acquisition by OppFi Inc. Net income during the first six months of 2026 increased $122 thousand, or 3.1%, to $4.1 million, or $1.15 per diluted share, from $3.9 million or $1.11 per diluted share in the 2025 period.
Reported EPS vs. consensus estimate
| Report date | EPS est. | EPS actual | Surprise | Revenue |
|---|---|---|---|---|
| Aug 4, 2026 | — | 0.54 | — | $15.03M |
| May 15, 2026 | — | 0.61 | — | $15.32M |
| Feb 18, 2026 | — | 0.62 | — | $15.07M |
| Oct 30, 2025 | — | 0.74 | — | $14.75M |
| Jul 30, 2025 | — | 0.62 | — | $13.96M |
| Apr 30, 2025 | — | 0.50 | — | $13.38M |
TTM vs. 5-year historical average (annual ratios)
| Metric | BNCC | Historical (5Y) / ref | Status |
|---|---|---|---|
| P/E ratio (TTM) | 11.9x | 13.9x · sector 20.4x | Discount |
| Forward P/E | — | — | n/a |
| Price / Book | 1.0x | 1.1x | Discount |
| Price / Sales | 1.8x | 2.2x | Discount |
| EV / EBITDA | -4.1x | 0.6x | Discount |
| Return on equity | 8.3% | — | Weak |
| Gross margin | 67.3% | 87.6% | Below hist. |
| Debt / Equity | 0.14 | 0.16 | Conservative |
| Piotroski / Altman Z | 6/9 | Z -0.56 | Distress |
Discounted cash flow model