

Audited annual filings, TTM ratios and consensus forward estimates
Wall Street price targets and rating actions
Revenue disaggregation per 10-K filing
Annual filings (FY) with consensus forward estimates (hatched)
Current price $12.00
Latest analyst grade actions
| Date | Firm | Action | Previous | New grade |
|---|---|---|---|---|
| Aug 12, 25 | Janney Montgomery Scott | downgrade | Buy | Neutral |
| Sep 28, 17 | DA Davidson | downgrade | Buy | Neutral |
| Apr 7, 16 | DA Davidson | maintain | Buy | Buy |
1056 daily bars · split adjusted
Daily · Wilder smoothing
Classic floor pivots from 2026-01-08
Computed from daily OHLCV bars
| Indicator | Value | Type | Action |
|---|---|---|---|
| RSI (14) | 42.53 | Oscillator | Neutral |
| Stochastic %K (14, 3, 3) | 2.07 | Oscillator | Buy |
| Williams %R (14) | -97.78 | Oscillator | Buy |
| MACD (12, 26, 9) | -0.01 (Hist -0.09) | Oscillator | Strong Sell |
| Average Directional Index (14) | 24.56 (+DI 19.0 / -DI 28.5) | Trend | Sell |
| EMA 20 | 12.17 | MA | Sell |
| SMA 20 | 12.40 | MA | Strong Sell |
| EMA 50 | 12.04 | MA | Sell |
| SMA 50 | 11.86 | MA | Buy |
| SMA 200 | 11.90 | MA | Buy |
FY2024 · 10-K disclosure
TTM vs. 5-year historical average (annual ratios)
| Metric | BFIN | Historical (5Y) / ref | Status |
|---|---|---|---|
| P/E ratio (TTM) | 74.4x | 20.0x · sector 20.4x | Elevated |
| Forward P/E (FY25E) | 17.9x | EPS est. 0.67 | Discount |
| Price / Book | 1.0x | 0.9x | In line |
| Price / Sales | 4.1x | 2.3x | Elevated |
| EV / EBITDA | -15.6x | -6.8x | Elevated |
| Return on equity | 1.3% | — | Weak |
| Gross margin | 67.4% | 84.0% | Below hist. |
| Debt / Equity | 0.18 | 0.17 | Conservative |
| Piotroski / Altman Z | 8/9 | Z -0.31 | Distress |
Discounted cash flow model
Stock news · updated daily
Reported EPS vs. consensus estimate
| Report date | EPS est. | EPS actual | Surprise | Revenue |
|---|---|---|---|---|
| Feb 2, 2026 | 0.19 | -0.14 | Miss -173.7% | — |
| Oct 30, 2025 | 0.19 | 0.19 | Beat 0.0% | $13.36M |
| Aug 6, 2025 | 0.24 | -0.03 | Miss -112.5% | $13.23M |
| Apr 25, 2025 | 0.12 | 0.17 | Beat 41.7% | $13.09M |
| Mar 19, 2025 | 0.23 | -0.14 | Miss -161.5% | $18.28M |
| Feb 3, 2025 | 0.21 | 0.14 | Miss -33.3% | $14.03M |
Free float vs. closely held shares
13F institutional holdings are not available in the current data plan.
SEC Form 4 filings
| Date | Insider | Role | Type | Shares @ price | Value |
|---|---|---|---|---|---|
| Feb 7, 24 | Mackovak Benjamin | director | I | 0 | — |
| Feb 7, 24 | Strategic Value Investors Lp | director | I | 0 | — |
| Feb 8, 24 | O'Connor Aaron J | director | P-Purchase | 1,000 @ $10.38 | $10.38K |
| May 10, 23 | O'Connor Aaron J | P-Purchase | 500 @ $7.42 | $3.71K | |
| Feb 22, 23 | O'Connor Aaron J | P-Purchase | 1,000 @ $10.33 | $10.32K | |
| Jan 26, 23 | O'Connor Aaron J | I | 0 | — | |
| Jun 24, 21 | Zukonik Debra | director | P-Purchase | 3,650 @ $10.85 | $39.60K |
| Dec 17, 20 | Zukonik Debra | director | D | 0 | — |
SEC EDGAR filings · last 12 months
| Form | Filed | Accepted | Document |
|---|---|---|---|
| SC 13G/A | Apr 9, 2026 | 2026-04-09 13:42:19 | View |
| SC 13G/A | Feb 12, 2026 | 2026-02-12 14:12:09 | View |
| SC 13G/A | Feb 4, 2026 | 2026-02-04 14:21:04 | View |
| SC 13G/A | Jan 21, 2026 | 2026-01-21 13:21:11 | View |
| 15-12G | Jan 12, 2026 | 2026-01-12 16:05:27 | View |
| EFFECT | Jan 6, 2026 | 2026-01-07 00:15:04 | View |
| POS AM | Jan 6, 2026 | 2026-01-06 16:31:58 | View |
| S-8 POS | Jan 6, 2026 | 2026-01-06 16:30:25 | View |
| 25-NSE | Jan 2, 2026 | 2026-01-02 09:22:59 | View |
| 8-K | Jan 2, 2026 | 2026-01-02 08:45:38 | View |
Proxy statement (DEF 14A) disclosures