Audited annual filings, TTM ratios and consensus forward estimates
Wall Street price targets and rating actions
Revenue disaggregation per 10-K filing
Annual filings (FY) with consensus forward estimates (hatched)
1255 daily bars · split adjusted
Current price $30.45
Latest analyst grade actions
| Date | Firm | Action | Previous | New grade |
|---|---|---|---|---|
| May 26, 26 | DA Davidson |
Daily · Wilder smoothing
| downgrade |
| Buy |
| Neutral |
| Apr 28, 26 | DA Davidson | maintain | Buy | Buy |
| Apr 10, 26 | DA Davidson | maintain | Buy | Buy |
| Jan 27, 26 | DA Davidson | maintain | Buy | Buy |
| Oct 28, 25 | DA Davidson | maintain | Buy | Buy |
| Jul 21, 25 | DA Davidson | maintain | Buy | Buy |
| Apr 28, 20 | Janney Capital | maintain | Buy | Buy |
| Apr 28, 20 | Janney Montgomery Scott | maintain | Buy | Buy |
| Apr 27, 20 | B. Riley Securities | maintain | Buy | Buy |
Classic floor pivots from 2026-10-23
Computed from daily OHLCV bars
| Indicator | Value | Type | Action |
|---|---|---|---|
| RSI (14) | 46.02 | Oscillator | Neutral |
| Stochastic %K (14, 3, 3) | 61.06 | Oscillator | Neutral |
| Williams %R (14) | -53.53 | Oscillator | Neutral |
| MACD (12, 26, 9) | 0.16 (Hist 0.02) | Oscillator | Strong Buy |
| Average Directional Index (14) | 13.56 (+DI 16.8 / -DI 27.8) | Trend | Neutral |
| EMA 20 | 30.87 | MA | Sell |
| SMA 20 | 30.90 | MA | Sell |
| EMA 50 | 30.80 | MA | Sell |
| SMA 50 | 30.50 | MA | Sell |
| SMA 200 | 30.51 | MA | Sell |
Free float vs. closely held shares
13F institutional holdings are not available in the current data plan.
SEC Form 4 filings
| Date | Insider | Role | Type | Shares @ price | Value |
|---|---|---|---|---|---|
| Aug 21, 26 | Laverne Robert G. | director | P-Purchase | 1,000 @ $29.85 | $29.85K |
| Aug 20, 26 |
| Laverne Robert G. |
| director |
| P-Purchase |
| 1,000 @ $29.95 |
| $29.95K |
| Aug 10, 26 | Baron Christopher F | director, officer: President and CEO | P-Purchase | 8,250 @ $30.39 | $250.7K |
| Jul 31, 26 | Perdue Michael J | director | P-Purchase | 5,000 @ $30.17 | $150.8K |
| Jul 21, 26 | Thompson Kevin L | officer: EVP, Chief Financial Officer | A-Award | 25,000 | — |
| Jul 21, 26 | Baron Christopher F | director, officer: President and CEO | A-Award | 52,500 | — |
| Jul 21, 26 | Black William J | director, officer: Executive Vice Chair | A-Award | 75,000 | — |
| Jul 21, 26 | Curley Mary Therese | officer: EVP and Labor Services Div. | A-Award | 15,000 | — |
TTM vs. 5-year historical average (annual ratios)
| Metric | BCML | Historical (5Y) / ref | Status |
|---|---|---|---|
| P/E ratio (TTM) | 36.3x | 11.4x · sector 20.4x | Elevated |
| Forward P/E (FY26E) | 14.9x | EPS est. 2.04 | Discount |
| Price / Book | 1.0x | 0.9x | In line |
| Price / Sales | 2.5x | 2.2x | In line |
| EV / EBITDA | 5.6x | 8.9x | Discount |
| Return on equity | 2.7% | — | Weak |
| Gross margin | 68.8% | 78.4% | In line |
| Debt / Equity | 0.06 | 0.24 | Conservative |
| Piotroski / Altman Z | 8/9 | Z -0.60 | Distress |
Discounted cash flow model
Stock news · updated daily
U.S. stock futures were lower this morning, with the Dow futures falling around 300 points on Friday.
While the top- and bottom-line numbers for Bay Commercial Bank (BCML) give a sense of how the business performed in the quarter ended September 2026, it could be worth looking at how some of its key metrics compare to Wall Street estimates and year-ago values.
Bay Commercial Bank (BCML) came out with quarterly earnings of $0.64 per share, beating the Zacks Consensus Estimate of $0.56 per share. This compares to earnings of $0.46 per share a year ago.
WALNUT CREEK, Calif.--(BUSINESS WIRE)--BayCom Corp (“BayCom” or the “Company”) (NASDAQ: BCML), the holding company for United Business Bank (the “Bank”), today announced a net income of $1.1 million, or $0.10 per diluted common share, for the third quarter of 2026, compared to net loss of $7.0 million, or $(0.64) per diluted common share, for the second quarter of 2026, and net income of $5.0 million, or $0.46 per diluted common share, for the third quarter of 2025. During the third quarter of.
Bay Commercial Bank (BCML) possesses the right combination of the two key ingredients for a likely earnings beat in its upcoming report. Get prepared with the key expectations.
WALNUT CREEK, Calif.--(BUSINESS WIRE)--BayCom Corp (NASDAQ: BCML) (“BayCom” or the “Company”), the parent company of United Business Bank, today announced that its Board of Directors declared a quarterly cash dividend of $0.30 per share on the Company's common stock. The dividend is payable on October 8, 2026, to shareholders of record as of the close of business on September 10, 2026. About BayCom Corp The Company, through its wholly owned operating subsidiary, United Business Bank, offers a f.
Investors need to pay close attention to BCML stock based on the movements in the options market lately.
BLND, AXSM and BCML have been added to the Zacks Rank #5 (Strong Sell) List on July 31, 2026.
Reported EPS vs. consensus estimate
| Report date | EPS est. | EPS actual | Surprise | Revenue |
|---|---|---|---|---|
| Oct 22, 2026 | 0.56 | 0.10 | Miss -82.1% | $19.75M |
| Jul 23, 2026 | 0.64 | 0.32 | Miss -50.2% | $25.21M |
| Apr 23, 2026 | 0.60 | 0.75 | Beat 25.2% | $26.74M |
| Jan 22, 2026 | 0.65 | 0.63 | Miss -3.1% | $25.89M |
| Oct 23, 2025 | 0.52 | 0.46 | Miss -11.5% | $26.00M |
| Jul 17, 2025 | 0.55 | 0.58 | Beat 5.5% | $24.67M |
SEC EDGAR filings · last 12 months
| Form | Filed | Accepted | Document |
|---|---|---|---|
| 8-K | Oct 22, 2026 | 2026-10-22 16:23:20 | View |
| 4 | Aug 25, 2026 | 2026-08-25 13:40:17 | View |
| 4 | Aug 21, 2026 | 2026-08-21 11:58:18 | View |
| 8-K | Aug 19, 2026 | 2026-08-19 16:32:27 | View |
| 4 | Aug 11, 2026 | 2026-08-11 12:50:18 | View |
| 10-Q | Aug 10, 2026 | 2026-08-10 16:15:04 | View |
| 4 | Aug 3, 2026 | 2026-08-03 11:40:58 | View |
| SC 13G/A | Jul 31, 2026 | 2026-07-31 09:55:05 | View |
| 144 | Jul 29, 2026 | 2026-07-29 16:13:55 | View |
| 8-K | Jul 24, 2026 | 2026-07-24 16:02:49 | View |
Proxy statement (DEF 14A) disclosures
FY2025 · 10-K disclosure