

Audited annual filings, TTM ratios and consensus forward estimates
Wall Street price targets and rating actions
Revenue disaggregation per 10-K filing
Annual filings (FY) with consensus forward estimates (hatched)
1255 daily bars · split adjusted
Current price $86.19
Latest analyst grade actions
| Date | Firm | Action | Previous | New grade |
|---|---|---|---|---|
| Sep 22, 26 |
Daily · Wilder smoothing
| BTIG |
| maintain |
| Buy |
| Buy |
| Sep 3, 26 | B. Riley Securities | maintain | Buy | Buy |
| Jul 8, 26 | Jefferies | maintain | Buy | Buy |
| Jun 30, 26 | BTIG | maintain | Buy | Buy |
| Mar 23, 26 | B. Riley Securities | maintain | Buy | Buy |
| Mar 17, 26 | Citizens | maintain | Market Outperform | Market Outperform |
| Dec 11, 25 | Citizens | maintain | Market Outperform | Market Outperform |
| Oct 27, 25 | BTIG | maintain | Buy | Buy |
| Sep 18, 25 | JMP Securities | maintain | Market Outperform | Market Outperform |
Classic floor pivots from 2026-10-23
Computed from daily OHLCV bars
| Indicator | Value | Type | Action |
|---|---|---|---|
| RSI (14) | 37.68 | Oscillator | Neutral |
| Stochastic %K (14, 3, 3) | 29.07 | Oscillator | Neutral |
| Williams %R (14) | -94.62 | Oscillator | Buy |
| MACD (12, 26, 9) | -0.80 (Hist -0.33) | Oscillator | Strong Sell |
| Average Directional Index (14) | 14.91 (+DI 13.4 / -DI 28.0) | Trend | Neutral |
| EMA 20 | 91.58 | MA | Strong Sell |
| SMA 20 | 91.33 | MA | Strong Sell |
| EMA 50 | 92.77 | MA | Strong Sell |
| SMA 50 | 92.93 | MA | Strong Sell |
| SMA 200 | 79.67 | MA | Strong Buy |
TTM vs. 5-year historical average (annual ratios)
| Metric | ATLC | Historical (5Y) / ref | Status |
|---|---|---|---|
| P/E ratio (TTM) | 9.0x | 7.2x · sector 20.4x | Discount |
| Forward P/E (FY26E) | 8.7x | EPS est. 9.94 | In line |
| Price / Book | 1.8x | 1.9x | In line |
| Price / Sales | 0.8x | 1.6x | Discount |
| EV / EBITDA | 22.4x | 19.9x | In line |
| Return on equity | 23.1% | — | Top tier |
| Gross margin | 82.9% | 69.0% | Above hist. |
| Debt / Equity | 8.48 | 6.30 | Levered |
| Piotroski / Altman Z | 7/9 | Z 0.67 | Distress |
Discounted cash flow model
Free float vs. closely held shares
13F institutional holdings are not available in the current data plan.
SEC Form 4 filings
| Date | Insider | Role | Type | Shares @ price | Value |
|---|---|---|---|---|---|
| Aug 14, 26 | Saunders Mitchell | officer: Chief Accounting Officer | G-Gift | 1,500 | — |
| May 18, 26 | Paulson Blake | director | A-Award | 1,050 | — |
| May 18, 26 | Dickerson William Brinkley | director | A-Award | 1,050 | — |
| Jun 30, 26 | Mccamey William | officer: Chief Financial Officer | S-Sale | 10,000 @ $103.01 | $1.03M |
| Jun 30, 26 | Howard Jeffrey A. | director, officer: President & CEO | S-Sale | 10,000 @ $103.01 | $1.03M |
| Jun 29, 26 | Hanna Frank J Iii | 10 percent owner | S-Sale | 1,005 @ $105.00 | $105.5K |
| Jun 30, 26 | Hanna Frank J Iii | 10 percent owner | S-Sale | 8,319 @ $103.08 | $857.5K |
| Jul 1, 26 | Hanna Frank J Iii | 10 percent owner | S-Sale | 15,676 @ $104.26 | $1.63M |
FY2025 · 10-K disclosure
Stock news · updated daily
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
Atlanticus (NASDAQ: ATLC - Get Free Report) and Atlantic International (NASDAQ: CIRC - Get Free Report) are both small-cap finance companies, but which is the superior stock? We will contrast the two companies based on the strength of their analyst recommendations, profitability, valuation, risk, earnings, institutional ownership and dividends. Profitability This table compares Atlanticus and Atlantic International's
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
ATLANTA, Sept. 17, 2026 (GLOBE NEWSWIRE) -- Atlanticus Holdings Corporation (NASDAQ: ATLC) (“Atlanticus,” the “Company,” “we,” “our” or “us”), a financial technology company that enables its bank, retail and healthcare partners to offer more inclusive financial services to millions of everyday Americans, today announced that it has completed the sale of its CAR Auto Finance operations (“CAR”) to an unaffiliated third party.
ATLANTA, Sept. 10, 2026 (GLOBE NEWSWIRE) -- Atlanticus Holdings Corporation (NASDAQ: ATLC) (“Atlanticus,” the “Company,” “we,” “our” or “us”), a financial technology company that enables its bank, retail and healthcare partners to offer more inclusive financial services to millions of everyday Americans, today announced that Jeff Howard, President and Chief Executive Officer, and Bill McCamey, Chief Financial Officer, will participate in the U.S. Bancorp | BTIG Consumer Finance Conference 2026 in Boston, MA on September 17, 2026.
The consensus price target hints at a 41.6% upside potential for Atlanticus (ATLC). While empirical research shows that this sought-after metric is hardly effective, an upward trend in earnings estimate revisions could mean that the stock will witness an upside in the near term.
Here at Zacks, our focus is on the proven Zacks Rank system, which emphasizes earnings estimates and estimate revisions to find great stocks. Nevertheless, we are always paying attention to the latest value, growth, and momentum trends to underscore strong picks.
Reported EPS vs. consensus estimate
| Report date | EPS est. | EPS actual | Surprise | Revenue |
|---|---|---|---|---|
| Aug 6, 2026 | 2.42 | 2.50 | Beat 3.3% | $744.3M |
| May 7, 2026 | 1.69 | 2.23 | Beat 32.0% | $679.5M |
| Mar 12, 2026 | 1.65 | 1.75 | Beat 6.1% | $734.4M |
| Nov 10, 2025 | 1.34 | 1.48 | Beat 10.4% | $495.3M |
| Aug 7, 2025 | 1.30 | 1.51 | Beat 16.2% | $393.8M |
| May 8, 2025 | 1.33 | 1.49 | Beat 12.0% | $344.9M |
SEC EDGAR filings · last 12 months
| Form | Filed | Accepted | Document |
|---|---|---|---|
| 8-K | Oct 6, 2026 | 2026-10-06 16:05:46 | View |
| 8-K | Sep 17, 2026 | 2026-09-17 07:30:44 | View |
| 4 | Aug 17, 2026 | 2026-08-17 20:30:32 | View |
| SC 13G/A | Aug 13, 2026 | 2026-08-13 16:08:32 | View |
| 10-Q | Aug 6, 2026 | 2026-08-06 16:17:36 | View |
| 4 | Jul 8, 2026 | 2026-07-08 20:00:36 | View |
| 4 | Jul 7, 2026 | 2026-07-07 20:01:15 | View |
| SC 13D/A | Jul 6, 2026 | 2026-07-06 20:03:07 | View |
| 4 | Jul 2, 2026 | 2026-07-02 20:00:45 | View |
| 4 | Jul 2, 2026 | 2026-07-02 20:00:20 | View |
Proxy statement (DEF 14A) disclosures