Audited annual filings, TTM ratios and consensus forward estimates
Wall Street price targets and rating actions
Revenue disaggregation per 10-K filing
Annual filings (FY) with consensus forward estimates (hatched)
1255 daily bars · split adjusted
Current price $38.37
Latest analyst grade actions
| Date | Firm | Action | Previous | New grade |
|---|---|---|---|---|
| Jul 28, 26 |
Daily · Wilder smoothing
| Piper Sandler |
| maintain |
| Overweight |
| Overweight |
| May 5, 25 | Piper Sandler | maintain | Neutral | Neutral |
| Feb 4, 25 | Piper Sandler | maintain | Neutral | Neutral |
| Sep 28, 20 | Piper Sandler | maintain | Neutral | Neutral |
Classic floor pivots from 2026-10-23
Computed from daily OHLCV bars
| Indicator | Value | Type | Action |
|---|---|---|---|
| RSI (14) | 59.12 | Oscillator | Neutral |
| Stochastic %K (14, 3, 3) | 85.36 | Oscillator | Sell |
| Williams %R (14) | -4.58 | Oscillator | Sell |
| MACD (12, 26, 9) | -0.08 (Hist 0.23) | Oscillator | Buy |
| Average Directional Index (14) | 21.20 (+DI 24.0 / -DI 18.8) | Trend | Buy |
| EMA 20 | 37.36 | MA | Buy |
| SMA 20 | 37.14 | MA | Strong Buy |
| EMA 50 | 37.82 | MA | Buy |
| SMA 50 | 37.88 | MA | Buy |
| SMA 200 | 36.79 | MA | Strong Buy |
FY2025 · 10-K disclosure
Free float vs. closely held shares
13F institutional holdings are not available in the current data plan.
SEC Form 4 filings
| Date | Insider | Role | Type | Shares @ price | Value |
|---|---|---|---|---|---|
| Sep 23, 26 | Morris Philip C | director | J-Other | 203 @ $36.97 | $7.50K |
| Sep 23, 26 | O'Conor Raymond F | director | J-Other | 203 @ $36.97 | $7.50K |
| Sep 3, 26 | O'Conor Raymond F | director | G-Gift | 140 | — |
| Sep 23, 26 | Behan Mark | director | J-Other | 211 @ $36.97 | $7.80K |
| Sep 23, 26 | Casaccio Tenee R | director | J-Other | 304 @ $36.97 | $11.24K |
| Sep 23, 26 | Champion Gregory J | director | J-Other | 423 @ $36.97 | $15.64K |
| Sep 23, 26 | Jahnel Darrin | director | J-Other | 298 @ $36.97 | $11.02K |
| Sep 23, 26 | Dawsey James M | director | J-Other | 389 @ $36.97 | $14.38K |
SEC EDGAR filings · last 12 months
| Form | Filed | Accepted | Document |
|---|---|---|---|
| 4 | Sep 25, 2026 | 2026-09-25 15:02:30 | View |
| 4 | Sep 25, 2026 | 2026-09-25 14:59:13 | View |
| 4 | Sep 25, 2026 | 2026-09-25 14:58:34 | View |
| 4 | Sep 25, 2026 | 2026-09-25 14:55:58 | View |
| 4 | Sep 25, 2026 | 2026-09-25 14:53:41 | View |
| 4 | Sep 25, 2026 | 2026-09-25 14:53:01 | View |
| 4 | Sep 25, 2026 | 2026-09-25 14:52:24 | View |
| 4 | Sep 25, 2026 | 2026-09-25 14:51:43 | View |
| 4 | Sep 25, 2026 | 2026-09-25 14:48:15 | View |
| 4 | Sep 25, 2026 | 2026-09-25 14:46:45 | View |
Proxy statement (DEF 14A) disclosures
TTM vs. 5-year historical average (annual ratios)
| Metric | AROW | Historical (5Y) / ref | Status |
|---|---|---|---|
| P/E ratio (TTM) | 12.3x | 13.4x · sector 20.4x | Discount |
| Forward P/E (FY26E) | 10.9x | EPS est. 3.51 | In line |
| Price / Book | 1.4x | 1.4x | In line |
| Price / Sales | 3.4x | 2.9x | Elevated |
| EV / EBITDA | 25.6x | 7.5x | Elevated |
| Return on equity | 11.8% | — | Healthy |
| Gross margin | 63.6% | 76.0% | Below hist. |
| Debt / Equity | 0.75 | 0.17 | Moderate |
| Piotroski / Altman Z | 6/9 | Z -0.84 | Distress |
Discounted cash flow model
Stock news · updated daily
On September 02, 2026, Arrow Financial Corp (AROW) shares rose 3.8%, reaching a current price of $38.82. This price is situated within a 52-week trading range o
Top Wall Street analysts changed their outlook on these top names. For a complete view of all analyst rating changes, including upgrades, downgrades and initiations, please see our analyst ratings page.
Shares of Arrow Financial Corporation (NASDAQ: AROW - Get Free Report) have earned an average recommendation of "Hold" from the five analysts that are presently covering the company, MarketBeat.com reports. Three research analysts have rated the stock with a hold recommendation and two have assigned a buy recommendation to the company. The average 1 year price
Five dividends are about to close their payout windows. Arrow Financial (NASDAQ:AROW), Cheesecake Factory (NASDAQ:CAKE), PC Connection (NASDAQ:CNXN), and Willis Lease Finance (NASDAQ:WLFC) all go ex-dividend on August 11, 2026, while Columbia Financial (NASDAQ:CLBK) reaches its cutoff one day later, on August 12.
Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does Arrow Financial (AROW) have what it takes?
Reported EPS vs. consensus estimate
| Report date | EPS est. | EPS actual | Surprise | Revenue |
|---|---|---|---|---|
| Jul 23, 2026 | 0.85 | 0.71 | Miss -16.5% | $44.19M |
| Apr 30, 2026 | 0.79 | 0.85 | Beat 7.6% | $44.76M |
| Jan 29, 2026 | 0.80 | 0.85 | Beat 6.2% | $43.41M |
| Oct 30, 2025 | 0.72 | 0.77 | Beat 6.9% | $42.85M |
| Jul 24, 2025 | 0.60 | 0.70 | Beat 16.7% | $40.14M |
| May 1, 2025 | 0.43 | 0.38 | Miss -10.9% | $39.20M |