Audited annual filings, TTM ratios and consensus forward estimates
Wall Street price targets and rating actions
Revenue disaggregation per 10-K filing
Annual filings (FY) with consensus forward estimates (hatched)
1255 daily bars · split adjusted
Daily · Wilder smoothing
Classic floor pivots from 2026-10-23
Computed from daily OHLCV bars
| Indicator | Value | Type | Action |
|---|---|---|---|
| RSI (14) | 52.92 | Oscillator | Neutral |
| Stochastic %K (14, 3, 3) | 94.72 | Oscillator | Sell |
| Williams %R (14) | -8.54 | Oscillator | Sell |
| MACD (12, 26, 9) | -0.42 (Hist 0.36) | Oscillator | Buy |
| Average Directional Index (14) | 33.23 (+DI 18.7 / -DI 24.6) | Trend | Strong Sell |
| EMA 20 | 38.43 | MA | Buy |
| SMA 20 | 37.88 | MA | Strong Buy |
| EMA 50 | 39.86 | MA | Sell |
| SMA 50 | 40.25 | MA | Sell |
| SMA 200 | 42.06 | MA | Strong Sell |
TTM vs. 5-year historical average (annual ratios)
| Metric | ALLY | Historical (5Y) / ref | Status |
|---|---|---|---|
| P/E ratio (TTM) | 8.8x | 12.4x · sector 20.4x | Discount |
| Forward P/E (FY26E) | 7.8x | EPS est. 4.99 | In line |
| Price / Book | 0.8x | 0.8x | In line |
| Price / Sales | 0.7x | 1.0x | Discount |
| EV / EBITDA | 9.6x | 8.6x | In line |
| Return on equity | 9.7% | — | Weak |
| Gross margin | 49.8% | 56.4% | In line |
| Debt / Equity | 1.67 | 1.38 | Levered |
| Piotroski / Altman Z | 8/9 | Z -0.62 | Distress |
Discounted cash flow model
Current price $39.06
Latest analyst grade actions
| Date | Firm | Action | Previous | New grade |
|---|---|---|---|---|
| Oct 21, 26 |
| Evercore ISI Group |
| downgrade |
| Outperform |
| In Line |
| Oct 21, 26 | Barclays | maintain | Equal Weight | Equal Weight |
| Oct 21, 26 | TD Cowen | maintain | Buy | Buy |
| Oct 21, 26 | JP Morgan | maintain | Overweight | Overweight |
| Oct 12, 26 | Morgan Stanley | downgrade | Overweight | Equal Weight |
| Oct 12, 26 | JP Morgan | maintain | Overweight | Overweight |
| Oct 9, 26 | RBC Capital | maintain | Outperform | Outperform |
| Oct 6, 26 | Raymond James | maintain | Strong Buy | Strong Buy |
| Oct 6, 26 | TD Cowen | maintain | Buy | Buy |
FY2025 · 10-K disclosure
FY2017 · 10-K disclosure
| 4 | Oct 22, 2026 | 2026-10-22 16:33:23 | View |
| 8-K | Oct 20, 2026 | 2026-10-20 07:20:13 | View |
| 8-K | Oct 7, 2026 | 2026-10-07 16:21:32 | View |
| 4 | Oct 1, 2026 | 2026-10-01 19:18:01 | View |
| 4 | Oct 1, 2026 | 2026-10-01 19:15:32 | View |
| 4 | Oct 1, 2026 | 2026-10-01 19:13:09 | View |
Proxy statement (DEF 14A) disclosures
Stock news · updated daily
Ally Financial Inc (NYSE:ALLY) reported mixed results for the third quarter on Tuesday.
Wall Street analysts delivered a flurry of bold calls Wednesday, including a double-downgrade that shocked one cybersecurity giant and a sharp cut on a beloved restaurant chain. Find out which stocks got upgraded, buried, or newly covered before the market opens.
Ally Financial delivered a strong Q3 with core ROTCE up to 13.1%, stable charge-offs, and a dividend increase, yet still trades below tangible book. Retail auto charge-offs remained within guidance at 1.89%, and tangible book per share, excluding AOCI, has grown steadily at about 6% annually since 2021. Buybacks accelerated below book, and management continues a disciplined approach, while AOCI losses are amortizing back, adding over $1 per share to book value annually.
Ally Financial Inc. (NYSE: ALLY - Get Free Report) has been assigned a consensus rating of "Moderate Buy" from the seventeen research firms that are presently covering the company, Marketbeat Ratings reports. One research analyst has rated the stock with a sell rating, four have assigned a hold rating, eleven have assigned a buy rating and
Ally Financial Inc. ( ALLY ) Q3 2026 Earnings Call October 20, 2026 9:00 AM EDT Company Participants Dan Ignacio Michael Rhodes - CEO & Director Russell Hutchinson - Chief Financial Officer Conference Call Participants Ryan Nash - Goldman Sachs Group, Inc., Research Division Robert Wildhack - Autonomous Research US LP Sanjay Sakhrani - Keefe, Bruyette, & Woods, Inc., Research Division Moshe Orenbuch - TD Cowen, Research Division Jeffrey Adelson - Morgan Stanley, Research Division Donald Fandetti - Wells Fargo Securities, LLC, Research Division Presentation Operator Good day, and thank you for standing by. Welcome to the Q3 2026 Ally Financial Earnings Conference Call.
Shifting its loan mix toward higher-yielding assets while maintaining capital discipline creates a structural edge for long-term profitability.
Ally Financial NYSE: ALLY reported third-quarter adjusted earnings per share of $1.34, up 16% from a year earlier, as growth in its retail auto and corporate finance businesses helped lift revenue while adjusted expenses remained flat.
Although the revenue and EPS for Ally Financial (ALLY) give a sense of how its business performed in the quarter ended September 2026, it might be worth considering how some key metrics compare with Wall Street estimates and the year-ago numbers.
Reported EPS vs. consensus estimate
| Report date | EPS est. | EPS actual | Surprise | Revenue |
|---|---|---|---|---|
| Oct 20, 2026 | 1.33 | 1.34 | Beat 0.8% | $2.33B |
| Jul 21, 2026 | 1.22 | 1.21 | Miss -0.8% | $2.28B |
| Apr 17, 2026 | 0.93 | 1.11 | Beat 18.8% | $2.10B |
| Jan 21, 2026 | 1.01 | 1.09 | Beat 7.9% | $2.12B |
| Oct 17, 2025 | 1.00 | 1.15 | Beat 15.0% | $2.37B |
| Jul 18, 2025 | 0.81 | 0.99 | Beat 21.9% | $2.28B |
Free float vs. closely held shares
13F institutional holdings are not available in the current data plan.
SEC Form 4 filings
| Date | Insider | Role | Type | Shares @ price | Value |
|---|---|---|---|---|---|
| Oct 20, 26 | Timmerman Douglas R. | officer: President, DFS | F-InKind | 98,329 @ $37.97 | $3.73M |
| Oct 20, 26 | Richard Stephanie N | officer: Chief Risk Officer | F-InKind | 9,032 @ $37.97 | $342.9K |
| Oct 20, 26 | Patterson Kathleen L. | officer: Chief HR & Corp Citizenship | F-InKind | 31,047 @ $37.97 | $1.18M |
| Oct 21, 26 | Patterson Kathleen L. | officer: Chief HR & Corp Citizenship | S-Sale | 12,831 @ $38.65 | $495.9K |
| Oct 20, 26 | Hutchinson Russell E. | officer: Chief Financial Officer | F-InKind | 21,074 @ $37.97 | $800.2K |
| Oct 20, 26 | Hall William Cadik Jr. | officer: President - Corporate Finance | F-InKind | 10,614 @ $37.97 | $403.0K |
| Sep 30, 26 | Reilly David | director | A-Award | 864 @ $37.62 | $32.50K |
| Sep 30, 26 | Gibbons Thomas P | director | A-Award | 1,263 @ $37.62 | $47.51K |