Audited annual filings, TTM ratios and consensus forward estimates
Wall Street price targets and rating actions
Revenue disaggregation per 10-K filing
Annual filings (FY) with consensus forward estimates (hatched)
Current price $23.00
Latest analyst grade actions
1202 daily bars · split adjusted
Daily · Wilder smoothing
Classic floor pivots from 2026-08-10
Computed from daily OHLCV bars
| Indicator | Value | Type | Action |
|---|---|---|---|
| RSI (14) | 88.01 | Oscillator | Sell |
| Stochastic %K (14, 3, 3) | 100.00 | Oscillator | Sell |
| Williams %R (14) | 0.00 | Oscillator | Sell |
| MACD (12, 26, 9) | 0.10 (Hist -0.01) | Oscillator | Sell |
| Average Directional Index (14) | 69.63 (+DI 43.3 / -DI 5.0) | Trend | Strong Buy |
| EMA 20 | 22.91 | MA | Buy |
| SMA 20 | 22.90 | MA | Buy |
| EMA 50 | 22.68 | MA | Buy |
| SMA 50 | 22.69 | MA | Buy |
| SMA 200 | 21.10 | MA | Strong Buy |
TTM vs. 5-year historical average (annual ratios)
| Metric | AFBI | Historical (5Y) / ref | Status |
|---|---|---|---|
| P/E ratio (TTM) | 16.3x | 16.0x · sector 20.4x | Discount |
| Forward P/E | — | — | n/a |
| Price / Book | 1.1x | 0.9x | Elevated |
| Price / Sales | 2.7x | 2.6x | In line |
| EV / EBITDA | 15.7x | 10.1x | Elevated |
| Return on equity | 6.9% | — | Weak |
| Gross margin | 62.1% | 73.7% | Below hist. |
| Debt / Equity | 0.42 | 0.34 | Conservative |
| Piotroski / Altman Z | 8/9 | Z 0.36 | Distress |
Discounted cash flow model
Free float vs. closely held shares
13F institutional holdings are not available in the current data plan.
SEC Form 4 filings
| Date | Insider | Role | Type | Shares @ price | Value |
|---|---|---|---|---|---|
| Aug 1, 26 | Lehman Kenneth R | 10 percent owner | D-Return | 45,316 | — |
Stock news · updated daily
Civista Bancshares (NASDAQ: CIVB - Get Free Report) and Affinity Bancshares (NASDAQ: AFBI - Get Free Report) are both small-cap finance companies, but which is the better business? We will compare the two companies based on the strength of their dividends, institutional ownership, profitability, earnings, analyst recommendations, valuation and risk. Profitability This table compares Civista Bancshares and
Affinity Bancshares (NASDAQ: AFBI - Get Free Report) and MetroCity Bankshares (NASDAQ: MCBS - Get Free Report) are both small-cap finance companies, but which is the better business? We will contrast the two businesses based on the strength of their earnings, profitability, risk, valuation, analyst recommendations, institutional ownership and dividends. Analyst Ratings This is a summary of
| Aug 1, 26 |
| Richardson Bob W. |
| director |
| D-Return |
| 6,844 |
| — |
| Aug 1, 26 | Richardson Bob W. | director | D-Return | 0 @ $14.49 | $0 |
| Aug 1, 26 | Richardson Bob W. | director | D-Return | 0 @ $14.87 | $0 |
| Aug 1, 26 | Richardson Bob W. | director | D-Return | 0 @ $11.14 | $0 |
| Aug 1, 26 | Shore Teak | director | D-Return | 20,000 | — |
| Aug 1, 26 | Roberts Howard G | director | D-Return | 2,906 | — |
| Aug 1, 26 | Roberts Howard G | director | D-Return | 0 @ $14.49 | $0 |
Reported EPS vs. consensus estimate
| Report date | EPS est. | EPS actual | Surprise | Revenue |
|---|---|---|---|---|
| Apr 24, 2026 | — | 0.36 | — | $12.35M |
| Jan 23, 2026 | — | 0.40 | — | $13.48M |
| Oct 24, 2025 | — | 0.37 | — | $13.51M |
| Jul 25, 2025 | — | 0.36 | — | $13.36M |
| May 9, 2025 | — | 0.28 | — | $12.59M |
| Jan 31, 2025 | — | 0.26 | — | $12.39M |
| SC 13G/A | Aug 6, 2026 | 2026-08-06 12:56:36 | View |
| 4 | Aug 6, 2026 | 2026-08-06 12:48:00 | View |
| 4 | Aug 6, 2026 | 2026-08-06 12:47:03 | View |
| 4 | Aug 6, 2026 | 2026-08-06 12:45:12 | View |
| 4 | Aug 6, 2026 | 2026-08-06 12:44:17 | View |
| 4 | Aug 6, 2026 | 2026-08-06 12:42:10 | View |
Proxy statement (DEF 14A) disclosures