Fundamental dimension Equity attribute | USBLeader $59.63▼-0.66% Cap $92.90BP/E 11.6x QuantScore59/100 | CFGPeer $65.14▼-0.15% Cap $27.44BP/E 13.0x QuantScore59/100 | FITBPeer $52.98▼-0.47% Cap $48.05BP/E 17.9x QuantScore59/100 |
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1. QuantScore pillars0–100 per pillar · click a ticker for the factor breakdown | |||
Technical | |||
83/100 |
70/100 |
83/100 |
Valuation Multiples, PEG & DCF upside | 96/100 | 98/100 | 63/100 |
Health Piotroski, Altman Z, leverage & liquidity | 29/100 | 30/100 | 49/100 |
Growth Revenue / earnings growth & margins | 41/100 | 35/100 | 36/100 |
Sentiment Analyst ratings, targets & revisions | 46/100 | 63/100 | 66/100 |
2. Valuation multiples & capital pricingGreen highlight = best-in-class (lowest positive multiple) |
Trailing P/E | 11.6x | 13.0x | 17.9x |
Forward P/E (next FY) | 11.3x | 12.3x | 17.3x |
EV / EBITDA (TTM) | 8.1x | 9.9x | 16.3x |
Price / Sales | 2.1x | 2.4x | 3.0x |
Price / Free Cash Flow | 7.5x | 11.7x | 16.0x |
PEG ratio | 0.67 | 0.34 | -1.50 |
3. Financial health & solvencyLatest filings |
Piotroski F-Score | 8 / 9 | 7 / 9 | 6 / 9 |
Altman Z-Score | -0.21 (Distress) | -0.41 (Distress) | 0.33 (Distress) |
Total debt / equity | 1.10 | 0.71 | 0.54 |
Quick ratio | 0.4x | 0.3x | 3.4x |
Interest coverage | 0.8x | 0.8x | 0.7x |
4. Growth & margins trajectoryLatest fiscal year |
Revenue growth YoY | +0.3% | -9.7% | -1.4% |
Net income growth YoY | +20.3% | +21.3% | +9.0% |
Gross margin (TTM) | 64.7% | 73.3% | 69.9% |
Operating margin (FY) | 22.2% | 20.9% | 24.9% |
FCF margin (FY) | 18.6% | 18.3% | 29.6% |
5. Trailing price performancePrice change over period |
1M return | +1.9% | +0.6% | +3.0% |
3M return | -5.9% | -9.4% | -7.7% |
6M return | +5.2% | +2.1% | +6.7% |
Year to date | +11.7% | +11.5% | +13.2% |
1Y return | +24.6% | +24.8% | +24.3% |
3Y return | +90.6% | +176.3% | +130.5% |
6. DCF valuation & street consensusDCF model · analyst consensus |
DCF model fair value | $70.19 +17.7% upside | $322.90 +395.7% upside | $-44.59 -184.2% premium |
Wall Street consensus target | $69.53 +16.6% · range $64.00–$76.00 | $77.75 +19.4% · range $65.00–$90.00 | $61.88 +16.8% · range $58.00–$67.00 |
Consensus stance | 51% Buy45% Hold4% Sell | 79% Buy18% Hold3% Sell | 57% Buy39% Hold4% Sell |