Fundamental dimension Equity attribute | ITUBPeer $9.64▲+1.53% Cap $106.2BP/E 12.5x QuantScore37/100 | BBDLeader $4.07▲+3.04% Cap $42.38BP/E 7.4x QuantScore45/100 | BBVAPeer $24.91▼-0.50% Cap $137.0BP/E 11.5x QuantScore44/100 |
|---|---|---|---|
1. QuantScore pillars0–100 per pillar · click a ticker for the factor breakdown | |||
Technical | |||
74/100 |
65/100 |
35/100 |
Valuation Multiples, PEG & DCF upside | 51/100 | 75/100 | 92/100 |
Health Piotroski, Altman Z, leverage & liquidity | 10/100 | 20/100 | 12/100 |
Growth Revenue / earnings growth & margins | 33/100 | 39/100 | 40/100 |
Sentiment Analyst ratings, targets & revisions | 17/100 | 27/100 | 40/100 |
2. Valuation multiples & capital pricingGreen highlight = best-in-class (lowest positive multiple) |
Trailing P/E | 12.5x | 7.4x | 11.5x |
Forward P/E (next FY) | 2.0x | 1.5x | 11.8x |
EV / EBITDA (TTM) | 21.9x | 15.4x | 6.3x |
Price / Sales | 1.5x | 0.6x | 3.0x |
Price / Free Cash Flow | 6.4x | 2.0x | 0.9x |
PEG ratio | 4.72 | 0.36 | 1.27 |
3. Financial health & solvencyLatest filings |
Piotroski F-Score | 5 / 9 | 9 / 9 | 5 / 9 |
Altman Z-Score | -0.26 (Distress) | 0.14 (Distress) | -0.27 (Distress) |
Total debt / equity | 4.70 | 2.38 | 1.80 |
Quick ratio | 0.2x | 0.3x | 0.5x |
Interest coverage | 0.3x | 0.1x | 1.0x |
4. Growth & margins trajectoryLatest fiscal year |
Revenue growth YoY | +18.0% | +24.9% | +4.1% |
Net income growth YoY | +9.2% | +37.2% | +4.5% |
Gross margin (TTM) | 35.9% | 29.3% | 83.3% |
Operating margin (FY) | 13.1% | 6.7% | 43.9% |
FCF margin (FY) | 33.3% | 82.8% | 35.6% |
5. Trailing price performancePrice change over period |
1M return | +19.7% | +20.4% | -12.6% |
3M return | +16.8% | +13.1% | -4.1% |
6M return | +9.3% | +3.3% | +13.8% |
Year to date | +35.1% | +22.2% | +6.7% |
1Y return | +36.8% | +21.5% | +26.7% |
3Y return | +97.3% | +42.8% | +219.4% |
6. DCF valuation & street consensusDCF model · analyst consensus |
DCF model fair value | $-6.31 -165.5% premium | $-7.62 -287.3% premium | $29.00 +16.4% upside |
Wall Street consensus target | $9.80 +1.7% · range $9.10–$10.50 | $4.05 -0.5% · range $3.90–$4.20 | — — |
Consensus stance | 46% Buy46% Hold8% Sell | 38% Buy56% Hold6% Sell | 54% Buy38% Hold8% Sell |